Ch. 395                                    1995 LAWS OF MARYLAND

(1)     The cash price of the goods sold:

(2)     All charges for delivery, installation, or repair of or other services to the
goods which, separate from the cash price, are included in the installment sale agreement;

(3)     The sum of the cash price in item (1) and the charges for services in item

(4)     The amount of the buyer's down payment, together with:

(i) A statement of the respective amounts credited for cash, credits,
and the agreed value of goods: and

(ii) A description of all goods sufficient to identify them;

(5)     The unpaid balance of the cash price payable by the buyer to the seller,
which is item (3) less item (4);

(6)     The cost to the buyer of any insurance for the payment of which credit is
to be extended to the buyer, together with:

(i) The amount or extent of the insurance;

(ii) The expiration date of the insurance;

(iii) The party to whom the insurance is payable; and

(iv) A concise description of the coverage, including, if the goods sold
include a motor vehicle, a definite statement in 12-point bold type or larger as to whether
the insurance includes coverage for personal liability and for property damage caused to
others;

(7)     The amount of any official fees charged to the buyer which the seller
expects to be paid to a public official for filing or recording the installment sale
agreement or other instrument securing or evidencing the buyer's obligation or an equal
or lesser amount for a nonfiling insurance premium at rates approved by the Insurance
Commissioner and on which no commissions may be paid:

(8)     THE COST TO THE BUYER OF ANY OPTIONAL DEBT CANCELLATION
AGREEMENT SOLD IN CONNECTION WITH A MOTOR VEHICLE;

[(8)](9) The principal balance owed, which is the sum of items (5), (6).
[and] (7), AND (8);

[(9)](10) The finance charge stated as a sum in dollars: and

[(10)](11) The time balance owed by the buyer to the seller, which is the sum
of items [(8) and] (9) AND (10), the number of installment payments required to pay it,
and the amount and time of each payment.

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