Ch. 352                                    1995 LAWS OF MARYLAND

(b)     The Commissioner may require the filing of supporting data as to any or all
kinds or lines of insurance or subdivisions thereof or classes of risks or combinations
thereof as the Commissioner deems necessary for the proper functioning of the rate
monitoring and regulating process. The supporting data shall include:

(1)     The experience and judgment of the filer, and to the extent the filer
wishes or the Commissioner requires, the experience and judgment of other insurers or
rate service organizations;

(2)     The filer's interpretation of any statistical data relied upon;

(3)     A description of the actuarial and statistical methods employed in
setting the rates; and

(4)     Any other relevant matters required by the Commissioner.

(c)     A rule adopted under this section shall expire not more than 1 year after issue.
The Commissioner may renew it after a hearing and appropriate findings under this
section.

(d)     Whenever a filing is not accompanied by the information as the Commissioner
has required under subsection (a) of this section, the Commissioner may so inform the
insurer and the filing shall be deemed to be made when the information is furnished.

244M.

(a)     In this section, the word "insurer" includes 2 or more affiliated insurers (i)
under common management, or (ii) under common controlling ownership or under other
common effective legal control and in fact engaged in joint or cooperative underwriting,
investment management, marketing, servicing, or administration of their business and
affairs as insurers.

(b)     An insurer or rating organization may not:

(1)     Monopolize or attempt to monopolize, or combine or conspire with any
other person or persons, or monopolize the business of insurance of any kind, subdivision,
or class thereof;

(2)     Agree with any other insurer or rating organization to charge or adhere
to any rate, although insurers and rating organizations may continue to exchange
statistical information;

(3)     Make any agreement with any other insurer, rating organization, or
other person to unreasonably restrain trade;

(4)     Make any agreement with any other insurer, rating organization, or
other person where the effect of the agreement may be substantially to lessen competition
in the business of insurance of any kind, subdivision, or class; or

(5)     Make any agreement with any other insurer or rating organization to
refuse to deal with any person in connection with the sale of insurance.

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