PARRIS N. GLENDENING, Governor                                   Ch. 36

Defined terms: "Health insurance" § 1-101
"Insurance" § 1-101
. "Insurance contract" § 1-101
"Insurer" § 1-101
"Life insurance" § 1-101
"Person" § 1-101
"Policy" § 1-101

12-203. FILING AND APPROVAL OF FORMS.

(A)     SCOPE OF SECTION.

(1)      THIS SECTION APPLIES TO A FORM FOR A LIFE INSURANCE OR
HEALTH INSURANCE POLICY, AN ANNUITY CONTRACT, AN APPLICATION FOR THAT
POLICY OR CONTRACT THAT IS REQUIRED TO BE WRITTEN, A RIDER, OR AN
ENDORSEMENT THAT:

(I)       IS DELIVERED OR ISSUED FOR DELIVERY IN THE STATE; OR

(II)     IS USED BY DOMESTIC INSURERS FOR DELIVERY IN A
JURISDICTION OUTSIDE THE STATE, IF:

1.        THE INSURANCE SUPERVISORY OFFICIAL OF THE
JURISDICTION INFORMS THE COMMISSIONER THAT THE FORM IS NOT SUBJECT TO
APPROVAL OR DISAPPROVAL BY THE OFFICIAL; AND

2.        THE COMMISSIONER REQUIRES THE FORM TO BE
SUBMITTED TO THE COMMISSIONER FOR APPROVAL.

(2)      THIS SECTION DOES NOT APPLY TO UNIQUE RIDERS,
ENDORSEMENTS, OR FORMS THAT ARE:

(I)       DESIGNED FOR AND RELATE TO THE MANNER OF
DISTRIBUTION OF BENEFITS OR TO THE RESERVATION OF RIGHTS AND BENEFITS
UNDER LIFE INSURANCE OR HEALTH INSURANCE POLICIES OR ANNUITY
CONTRACTS; AND

(II)     USED AT THE REQUEST OF THE INDIVIDUAL POLICYHOLDER,
CONTRACT HOLDER, OR CERTIFICATE HOLDER.

(B)     IN GENERAL.

(1)      A FORM SUBJECT TO THIS SECTION MAY NOT BE DELIVERED OR
ISSUED FOR DELIVERY IN THE STATE, UNLESS THE FORM HAS BEEN FILED WITH
AND APPROVED BY THE COMMISSIONER.

(2)      AN INDIVIDUAL CERTIFICATE MAY NOT BE USED IN CONNECTION
WITH A GROUP OR BLANKET INSURANCE POLICY OR GROUP ANNUITY CONTRACT
UNLESS THE FORM FOR THE CERTIFICATE HAS BEEN FILED WITH AND APPROVED
BY THE COMMISSIONER.

(C)     FILING PERIOD.

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