PARRIS N. GLENDENING, Governor                                   Ch. 36

Defined terms: "Agent" § 1-101
"Annuity" § 1-101
"Appointment" § 1-101
"Broker" § 1-101
"Certificate of authority" § 1-101
"Certificate of qualification" § 10-101
"Health insurance" § 1-101
"Insurance" § 1-101
"Insurer" § 1-101
"Life insurance" § 1-101
"Person" § 1-101 '

10-104. QUALIFICATIONS OF INDIVIDUAL APPLICANTS — INSURANCE OTHER THAN
LIFE AND HEALTH INSURANCE AND ANNUITIES.

(A)     IN GENERAL.

TO QUALIFY FOR A CERTIFICATE OF QUALIFICATION AS AN AGENT OR
BROKER FOR INSURANCE OTHER THAN LIFE INSURANCE, HEALTH INSURANCE,
ANNUITIES, OR LIMITED LINES AS PROVIDED IN §§ 10-122,10-123,10-124, AND 10-125 OF
THIS SUBTITLE, AN INDIVIDUAL APPLICANT MUST MEET THE REQUIREMENTS OF
THIS SECTION.

(B)      GOOD CHARACTER AND TRUSTWORTHY.

AN APPLICANT MUST BE OF GOOD CHARACTER AND TRUSTWORTHY.

(C)     EDUCATION OR EXPERIENCE.

EXCEPT AS OTHERWISE PROVIDED IN THIS SECTION:

(1)      SO THAT THE APPLICANT IS REASONABLY FAMILIAR WITH THE KIND
OR SUBDIVISION OF INSURANCE FOR WHICH THE APPLICANT WANTS TO BE
QUALIFIED, THE APPLICANT MUST COMPLETE SUCCESSFULLY A PROGRAM OF
STUDIES THAT:

(I)       IS OFFERED BY SCHOOLS, INSURANCE COMPANY SCHOOLS, OR
CORRESPONDENCE SCHOOLS; AND

(II)     HAS BEEN ESTABLISHED OR APPROVED BY THE
COMMISSIONER;

(2)      DURING THE 3 YEARS IMMEDIATELY PRECEDING THE DATE OF
APPLICATION, THE APPLICANT MUST HAVE BEEN EMPLOYED REGULARLY FOR
PERIODS TOTALING AT LEAST 1 YEAR:

(I)       BY THE ADMINISTRATION AS AN EMPLOYEE OR BY AN
INSURER, AGENT, OR BROKER; AND

(II)     IN RESPONSIBLE INSURANCE DUTIES IN CONNECTION WITH
THE KIND OR SUBDIVISION OF INSURANCE FOR WHICH THE APPLICANT WANTS TO
BE QUALIFIED; OR

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