WILLIAM DONALD SCHAEFER, Governor Ch. 9
(IV) MEDICARE SUPPLEMENT POLICIES;
(V) LONG-TERM CARE INSURANCE;
(VI) DISABILITY INCOME INSURANCE;
(VII) COVERAGE ISSUED AS A SUPPLEMENT TO LIABILITY
INSURANCE;
(VIII) WORKERS' COMPENSATION OR SIMILAR INSURANCE;
(IX) DISEASE SPECIFIC INSURANCE; OR
(X) AUTOMOBILE MEDICAL PAYMENT INSURANCE.
(E) "PREEXISTING CONDITION" MEANS:
(1) A CONDITION THAT WOULD CAUSE AN ORDINARILY PRUDENT
PERSON TO SEEK MEDICAL ADVICE, DIAGNOSIS, CARE, OR TREATMENT; OR
(2) A CONDITION FOR WHICH MEDICAL ADVICE, DIAGNOSIS, CARE, OR
TREATMENT WAS RECOMMENDED OR RECEIVED DURING A SPECIFIED PERIOD
IMMEDIATELY PRECEDING THE EFFECTIVE DATE OF THIS COVERAGE.
(F) "PREEXISTING CONDITION PROVISION" MEANS A PROVISION IN A
HEALTH BENEFIT PLAN THAT DENIES, EXCLUDES, OR LIMITS BENEFITS FOR AN
ENROLLEE FOR EXPENSES OR SERVICES RELATED TO A PREEXISTING CONDITION.
699.
(A) IN ADDITION TO ANY OTHER REQUIREMENTS UNDER THIS ARTICLE, A
CARRIER THAT OFFERS A HEALTH BENEFIT PLAN IN THIS STATE SHALL:
(1) HAVE DEMONSTRATED THE CAPACITY TO ADMINISTER THE
HEALTH BENEFIT PLAN, INCLUDING ADEQUATE NUMBERS AND TYPES OF
ADMINISTRATIVE STAFF;
(2) HAVE THE ABILITY, EXPERIENCE, AND STRUCTURE TO ENSURE THE
DELIVERY OF THE APPROPRIATE LEVEL AND TYPE OF HEALTH CARE SERVICE;
(3) HAVE THE ABILITY AND PROCEDURES TO MONITOR AND
EVALUATE THE QUALITY AND COST EFFECTIVENESS OF CARE;
(4) HAVE THE ABILITY TO ENSURE THAT ENROLLEES HAVE ADEQUATE
ACCESS TO PROVIDERS OF HEALTH CARE, INCLUDING GEOGRAPHIC AVAILABILITY
AND ADEQUATE NUMBERS AND TYPES;
(5) HAVE THE ABILITY AND PROCEDURES TO MONITOR ACCESS
INCLUDING APPOINTMENT WAITING TIMES;
(6) HAVE A SATISFACTORY GRIEVANCE PROCEDURE AND ABILITY TO
RESPOND TO ENROLLEES' CALLS, QUESTIONS, AND COMPLAINTS; AND
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