WILLIAM DONALD SCHAEFER, Governor Ch. 777

(E) REAL ESTATE APPRAISAL POLICIES AND PROCEDURES SHALL BE
SUBMITTED BY THE FINANCIAL INSTITUTIONS TO THE BANK COMMISSIONER
FOR REVIEW AND APPROVAL.

8-303.

(b) Without limiting the authority conferred by subsection
(a) of this section, the Division Director may adopt regulations
consistent with the provisions of this title and Title 9 of this
article with respect to:

(1)  Any powers conferred on the Division Director in
this title and Title 9 of this article;

(2)  Reserve requirements;

(3)  Stock ownership and dividends;

(4)  Stock transfers (change of control);

(5)  Incorporators, controlling persons, directors,
officers, employees, and agents of a savings and loan
association;

(6)  Bylaws;

(7)  Related entities;

(8)  The structure of the office of the Division;

(9)  The operation, conduct, and management of savings
and loan associations;

(10)  Withdrawable accounts, savings accounts and
plans, and contracts for savings programs;

(11)  Loans and loan expenses, including underwriting
procedures;

(12)   Investments;

(13)  Forms and definitions;

(14)  Types of financial records to be maintained by
savings and loan associations;

(15)  Retention periods of various financial records
of savings and loan associations;

(16)  Internal control procedures of savings and loan
associations;

(17)  Chartering and branching;

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