WILLIAM DONALD SCHAEFER, Governor Ch. 682

(3) A STATEMENT THAT THE GROUP MASTER POLICY OR
CONTRACT DETERMINES GOVERNING CONTRACTUAL PROVISIONS.

648.

EXCEPT FOR COVERAGE EXCLUDED UNDER A PREEXISTING CONDITION
PROVISION, LONG-TERM CARE INSURANCE SHALL PROVIDE COVERAGE FOR
MENTAL OR NERVOUS DISORDERS, INCLUDING ALZHEIMER'S DISEASE OR
OTHER SENILE DEMENTIA DISORDERS, WITHOUT ANY CONDITION,
LIMITATION, OR REDUCTION OF COVERAGE NOT APPLICABLE TO COVERAGE
FOR OTHER DISEASES OR ILLNESS.

649.

(A)  EXCEPT AS PROVIDED IN SUBSECTION (B) OF THIS SECTION, A
PREMIUM UNDER LONG-TERM HEALTH INSURANCE MAY NOT BE INCREASED
BASED ON THE AGE OF THE INSURED OR CERTIFICATE HOLDER.

(B)  WITH THE APPROVAL OF THE COMMISSIONER, AN INSURER MAY
IMPOSE AN ACROSS-THE-BOARD INCREASE TO ALL LONG-TERM HEALTH
INSURANCE POLICIES OR CONTRACTS THE INSURER ISSUES OR DELIVERS IN
THE STATE.

(C)  THIS SECTION DOES NOT PROHIBIT AGE-BANDING.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall
take effect July 1, 1989.

Approved May 25, 1989.

CHAPTER 682

(House Bill 704)

AN ACT concerning

Civil Actions - Credit Agreements - Enforceability

FOR the purpose of providing that certain credit agreements are
not enforceable unless they meet certain conditions;
defining certain terms; providing for the application of
this Act; and generally relating to the enforceability of
certain credit agreements.

BY adding to

Article - Courts and Judicial Proceedings

Section 5-315

Annotated Code of Maryland

- 3971 -