Ch. 681

LAWS OF MARYLAND

MAINTENANCE, OR PERSONAL CARE SERVICES PROVIDED IN A SETTING
OTHER THAN AN ACUTE CARE UNIT OF A HOSPITAL.

(2) "LONG-TERM CARE INSURANCE" DOES NOT INCLUDE ANY
INSURANCE POLICY, CONTRACT, OR RIDER WHICH IS OFFERED PRIMARILY
TO PROVIDE:

(I)  BASIC MEDICARE SUPPLEMENT COVERAGE;

(II)  HOSPITAL CONFINEMENT INDEMNITY COVERAGE;

(III)  BASIC HOSPITAL EXPENSE OR MEDICAL
SURGICAL EXPENSE COVERAGE;

(IV)  DISABILITY INCOME PROTECTION COVERAGE;

(V)  ACCIDENT COVERAGE ONLY;

(VI)  SPECIFIED DISEASE OR SPECIFIED ACCIDENT
COVERAGE; OR

(VII)  SKILLED NURSING CARE.

(F) "PREEXISTING CONDITION" MEANS A CONDITION FOR WHICH
MEDICAL ADVICE OR TREATMENT WAS RECOMMENDED BY, OR RECEIVED FROM,
A PROVIDER OF HEALTH CARE SERVICES WITHIN 6 9 MONTHS PRIOR TO THE
EFFECTIVE DATE OF COVERAGE OF THE INSURED OR CERTIFICATE HOLDER.

643.

AN INSURER MAY NOT ADVERTISE, MARKET, OR OFFER A "POLICY OR
CONTRACT AS LONG-TERM CARE INSURANCE OR LONG-TERM NURSING HOME
INSURANCE UNLESS THE POLICY OR CONTRACT COMPLIES WITH THE
PROVISIONS OF THIS SUBTITLE.

644.

THE COMMISSIONER MAY ADOPT REGULATIONS REGARDING LONG-TERM
CARE INSURANCE WITH RESPECT TO:

(1)  THE FORM AND CONTENT OF DISCLOSURES;

(2)  THE TERMS OF RENEWALS;

(3)  INITIAL AND SUBSEQUENT CONDITIONS OF ELIGIBILITY;

(4)  NONDUPLICATION OF COVERAGE PROVISIONS;

(5)  PREEXISTING CONDITIONS;

(6)  RENEWABILITY OF COVERAGE;

(7)  CONTINUATION AND CONVERSION;

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