Ch. 555                                       LAWS OF MARYLAND

1.  THE NATURE AND EXTENT, EXTENT, AND
COST OF THE COVERAGE AND BENEFITS THAT WOULD BE PROVIDED UNDER
THE POLICY IF NOT WAIVED BY THE FIRST NAMED INSURED;

2.  THAT, AS TO A POLICY OF PRIVATE
PASSENGER MOTOR VEHICLE LIABILITY INSURANCE, A WAIVER MADE UNDER
THIS SUBSECTION CONSTITUTES A WAIVER OF ALL THE BENEFITS
DESCRIBED UNDER THIS SECTION AND IS BINDING ON ALL NAMED INSUREDS
AND OTHER INSUREDS COVERED BY THE POLICY, WHETHER PROVIDED UNDER
THE FIRST NAMED INSURED'S POLICY OR ANY OTHER PRIVATE PASSENGER
MOTOR VEHICLE LIABILITY POLICY OR COVERAGE ISSUED IN THIS STATE;

3.  THAT A WAIVER MADE UNDER THIS
SUBSECTION SHALL BE BINDING ON THE FOLLOWING PERSONS COVERED
UNDER THE POLICY:

A.  ALL NAMED INSUREDS;

B.  ALL LISTED DRIVERS; AND

C.  ALL MEMBERS OF THE FIRST NAMED
INSURED'S FAMILY RESIDING IN THE FIRST NAMED INSURED'S HOUSEHOLD
WHO ARE 16 YEARS OF AGE OR OLDER;

3. 4. THAT A FAILURE OF THE FIRST NAMED
INSURED TO MAKE A WAIVER REQUIRES AN INSURER TO PROVIDE ALL
COVERAGES AND BENEFITS DESCRIBED UNDER SUBSECTIONS (B) AND (C) OF
THIS SECTION; AND

4. 5. THAT AN INSURER MAY NOT REFUSE TO
UNDERWRITE A PERSON BECAUSE THE PERSON REFUSES TO WAIVE THE
COVERAGE AND BENEFITS DESCRIBED UNDER THIS SECTION; AND

6. THAT A WAIVER MADE UNDER THIS
SUBSECTION MUST BE AN AFFIRMATIVE, WRITTEN WAIVER.

(3) FAILURE OF THE FIRST NAMED INSURED TO MAKE AN
AFFIRMATIVE WRITTEN WAIVER UNDER PARAGRAPH (1) OF THIS SUBSECTION
REQUIRES AN INSURER TO PROVIDE ALL THE COVERAGES AND BENEFITS
DESCRIBED UNDER SUBSECTIONS (B) AND (C) OF THIS SECTION.

(G) (1) AN INSURER MAY NOT REFUSE TO UNDERWRITE A PERSON
BECAUSE THE PERSON REFUSES TO WAIVE THE COVERAGE AND BENEFITS
DESCRIBED UNDER THIS SECTION.

(2) A VIOLATION OF THIS SUBSECTION IS SUBJECT TO THE
PENALTIES PROVIDED UNDER §§ 55 AND 55A OF THIS ARTICLE.

540.

(a) The benefits [required] DESCRIBED under § 539 of this
[article] SUBTITLE shall be payable without regard to:

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