Ch. 474                                           LAWS OF MARYLAND

(i) 90 percent of all Medicare Part A eligible
expenses for hospitalization for a period of 365 days not covered
by Medicare; and

(ii) The initial annual deductible and 20
percent of the amount of Medicare eligible expenses under
Medicare Part B.]

(d) The insurer shall give a copy of the Medicare
supplement guide to any person covered under a group health
insurance policy when that person reaches the age of eligibility
for Medicare. The insurer also shall give the person any of the
information required under subsection (c)(2), (3), (4), and (5)
of this section that may be applicable to the continuing coverage
under the group policy of the person eligible for Medicare.

468G.

(a)  When soliciting the sale of a health insurance policy,
an insurer or agent may not. knowingly offer a Medicare policy
supplement to a person not eligible for Medicare.

(b)  When soliciting or advertising the sale of a health
insurance policy to a person eligible for Medicare, an insurer or
agent may not:

(1)  Represent or imply that the insurer or agent in
any way represents or is working for or is compensated by a
federal, State, or local government;

(2)  Falsely represent or imply that the insurer or
agent is offering insurance approved or recommended by any
federal, State, or local government agency to supplement
Medicare;

(3)  Make use of terms such as Medicare consultant,
Medicare advisor, Medicare bureau, or disability insurance
consultant in a letter, envelope, reply card or in any other
writing, or advertisement, or in any oral representation
describing the insurer or the agent or agency;

(4)  Make any misrepresentation or incomplete
comparison by commission or omission, for the purpose of inducing
or attempting to induce the Medicare eligible person to purchase,
amend, lapse, surrender, forfeit, change, duplicate, or not renew
coverage already in force, or to replace a policy that is only
technically at variance with the policy or policies being
offered.

(c)  Unless the policy conforms to the requirements of §
468C of this subtitle, an insurer or agent may not use the terms
"Medicare supplement," "Medigap," or words of similar import in

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