Ch. 474

LAWS OF MARYLAND

ELIGIBLE FOR MEDICARE BY REASON OF AGE, BUT IN NO EVENT LATER
THAN THE TIME OF POLICY DELIVERY.

(G) THE COMMISSIONER MAY ADOPT REGULATIONS FOR CAPTIONS OR
NOTICE REQUIREMENTS, DETERMINED TO BE IN THE PUBLIC INTEREST AND
DESIGNED TO INFORM PROSPECTIVE INSUREDS THAT PARTICULAR INSURANCE
COVERAGES ARE NOT MEDICARE SUPPLEMENT COVERAGES, FOR ALL HEALTH
INSURANCE POLICIES SOLD TO PERSONS ELIGIBLE FOR MEDICARE BY
REASON OF AGE, OTHER THAN:

(1)  MEDICARE SUPPLEMENT POLICIES;

(2)  DISABILITY INCOME POLICIES;

(3)  BASIC, CATASTROPHIC, OR MAJOR MEDICAL EXPENSE
POLICIES; OR

(4)  SINGLE PREMIUM, NONRENEWABLE POLICIES.

(H) THE COMMISSIONER MAY ADOPT REASONABLE REGULATIONS TO
GOVERN THE FULL AND FAIR DISCLOSURE OF THE INFORMATION IN
CONNECTION WITH THE REPLACEMENT OF HEALTH INSURANCE POLICIES,
SUBSCRIBER CONTRACTS, OR CERTIFICATES BY PERSONS ELIGIBLE FOR
MEDICARE BY REASON OF AGE.

468F.

(a)  Solicitation of the sale of a health insurance policy
proposed to be issued to a person eligible for Medicare may be
made only in accordance with the requirements of this section and
of § 468G of this subtitle.

(b)  (1) Before accepting an application, or at any other
time required by regulation by the Commissioner, the insurer or
the agent shall deliver to the prospect a Medicare supplement
buyer's guide that is printed in at least 12-point type. The
buyer's guide also shall be delivered when an existing policy is
converted to a Medicare supplement policy.

(2) The text of the guide shall be as published by
the Commissioner under § 468E of this subtitle and the form of
the guide shall be as required by rules and regulations adopted
by the Commissioner.

(c)  (1) (i) Under any circumstance stated in this
subsection, an insurer or agent shall give to the prospective
purchaser a written statement as required, for each circumstance,
by this subsection.

(ii) The written statement shall be given
before the agent or insurer accepts an application.

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