Ch. 474

LAWS OF MARYLAND

(2)   INITIAL AND SUBSEQUENT CONDITIONS OF ELIGIBILITY;

(3)  NONDUPLICATION OF COVERAGE;

(4)  PROBATIONARY PERIODS;

(5)  BENEFIT LIMITATIONS, EXCEPTIONS, AND REDUCTIONS;

(6)  ELIMINATION PERIODS;

(7)  REQUIREMENTS FOR REPLACEMENT;

(8)  RECURRENT CONDITIONS;

(9)  DEFINITIONS OF TERMS; AND

(10)  ANY OTHER MATTERS REQUIRED UNDER FEDERAL
MEDICARE STATUTES OR HCFA REGULATIONS.

(C) THE COMMISSIONER MAY ADOPT REASONABLE REGULATIONS THAT
SPECIFY PROHIBITED POLICY PROVISIONS NOT OTHERWISE SPECIFICALLY
AUTHORIZED BY STATUTE WHICH, IN THE OPINION OF THE COMMISSIONER,
ARE UNJUST, UNFAIR, OR UNFAIRLY DISCRIMINATORY TO ANY PERSON
INSURED OR PROPOSED FOR COVERAGE UNDER A MEDICARE SUPPLEMENT
POLICY.

468DB.

AN INSURER MAY NOT PROVIDE COMPENSATION TO ITS AGENTS OR
OTHER PRODUCERS WHICH IS GREATER THAN THE RENEWAL COMPENSATION
WHICH THE INSURER WOULD HAVE PAID ON AN EXISTING POLICY, IF THE
EXISTING POLICY IS REPLACED BY A NEW POLICY WITH THE SAME INSURER
OR INSURER GROUP, WHERE THE NEW POLICY BENEFITS ARE SUBSTANTIALLY
SIMILAR TO THE BENEFITS UNDER THE OLD POLICY, AND THE OLD POLICY
WAS ISSUED BY THE SAME INSURER OR INSURER GROUP.

468DC.

EVERY INSURER PROVIDING MEDICARE SUPPLEMENT INSURANCE OR
BENEFITS IN THIS STATE SHALL PROVIDE A COPY OF ANY MEDICARE
SUPPLEMENT ADVERTISEMENT INTENDED FOR USE IN THIS STATE WHETHER
THROUGH WRITTEN, RADIO, OR TELEVISION MEDIUM TO THE COMMISSIONER
FOR REVIEW OR APPROVAL BY THE COMMISSIONER AT LEAST 5 BUSINESS
DAYS BEFORE USING THE ADVERTISEMENT.

468E.

(a) The Commissioner shall prepare in clear, plain English
the text of a Medicare supplement buyer's guide, which, in
accordance with § 468F(b) of this subtitle, shall be delivered by
insurers to potential buyers of Medicare supplement policies.

(b) The guide shall:

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