WILLIAM DONALD SCHAEFER, Governor                       Ch. 6

consumer reporting agency, and the right of the consumer to
receive a copy of a consumer report containing all information in
that file as provided under the Federal Fair Credit Reporting Act
(15 U.S.C. § 1681g) and under § 14-1206 [of Subtitle 12] of this
title;

[(ii)] (2) A statement that a copy of the
consumer report containing all information in the consumer's file
will be furnished free of charge by the consumer reporting agency
if requested by the consumer within 30 days of receiving a notice
of a denial of credit as provided under the Federal Fair Credit
Reporting Act (15 U.S.C. § 1681j) and under § 14-1209 [of
Subtitle 12] of this title;

[(iii)] (3) A statement that a nominal charge
not to exceed $5 may be imposed on the consumer by the consumer
reporting agency for a copy of the consumer report containing all
the information in the consumer's file, if the consumer has not
been denied credit within 30 days from receipt of the consumer's
request;

[(iv)] (4) A complete and accurate statement of
the consumer's right to dispute the completeness or accuracy of
any item on the consumer contained in any file that is maintained
by any consumer reporting agency, as provided under the Federal
Fair Credit Reporting Act (15 U.S.C. § 1681-i) and under §
14-1208 [of Subtitle 12] of this title;

[(v)] (5) A complete and detailed description
of the services to be performed by the credit services business
for or on behalf of the consumer, and the total amount the
consumer will have to pay for the services; and

[(vi)] (6) A statement that accurately reported
information may not be permanently removed from the file of a
consumer reporting agency.

[(2)] (B) If the credit services business is required
to obtain a surety bond or establish a trust account pursuant to
§ 14-1902 of this subtitle, the information statement shall also
include:

[(i)] (1) A statement asserting the consumer's
right to proceed against the surety bond or trust account under
the circumstances and in the manner set forth in § 14-1908 of
this subtitle; and

[(ii)] (2) The name and address of the surety
company which issued the bond, or the name and address of the
depository and the trustee and the account number of the trust
account.

DRAFTER'S NOTE:

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