Ch. 146                                          LAWS OF MARYLAND

Article 48A - Insurance Code

Section 167(c)

Annotated Code of Maryland

(1986 Replacement Volume and 1987 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

167.

(c) [An] (1) EXCEPT AS PROVIDED IN THIS SUBSECTION, AN
agent may not solicit or take application or negotiate, procure
or make any insurance for which that agent does not then possess
a valid appointment.

(2)  AN AGENT MAY, WITHOUT AN APPOINTMENT, SUBMIT TO
AN INSURER AN INFORMAL INQUIRY FOR ANY KIND OF INSURANCE LIFE
INSURANCE, HEALTH INSURANCE, OR ANNUITY FOR WHICH THE AGENT HAS A
VALID AND EFFECTIVE CERTIFICATE OF QUALIFICATION IF THE INSURER
HAS A VALID AND EFFECTIVE CERTIFICATE OF AUTHORITY UNDER THIS
ARTICLE FOR THE KIND OF INSURANCE WITH RESPECT TO WHICH THE
INQUIRY IS MADE.

(3)  AN AGENT MAY, WITHOUT AN APPOINTMENT, SOLICIT AN
APPLICATION FOR ANY KIND OF INSURANCE LIFE INSURANCE, HEALTH
INSURANCE, OR ANNUITY FOR WHICH THE AGENT HAS A VALID AND
EFFECTIVE CERTIFICATE OF QUALIFICATION IF:

(I) THE INSURER TO WHICH THE APPLICATION IS
SUBMITTED HAS A VALID AND EFFECTIVE CERTIFICATE OF AUTHORITY
UNDER THIS ARTICLE FOR THE KIND OF INSURANCE REQUESTED IN THE
APPLICATION; AND .

(II) (4) WITHIN 30 DAYS FROM RECEIPT BY THE
AN INSURER OF THE APPLICATION FROM THE AGENT AN APPLICATION FOR
LIFE INSURANCE, HEALTH INSURANCE, OR AN ANNUITY FROM AN AGENT WHO
DOES NOT HOLD A VALID APPOINTMENT FROM THE INSURER, THE INSURER
SHALL EITHER REJECTS REJECT THE APPLICATION IN ACCORDANCE WITH §
234A OF THIS ARTICLE OR FILES FILE A WRITTEN NOTICE OF
APPOINTMENT WITH THE COMMISSIONER PURSUANT TO UNDER § 169 OF THIS
ARTICLE.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall
take effect July 1, 1988.

Approved May 2, 1988.

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