WILLIAM DONALD SCHAEFER, Governor

(3)  NET INVESTMENT INCOME, INCLUDING NET REALIZED
CAPITAL GAINS AND LOSSES, USING APPROPRIATE ESTIMATES WHERE
NECESSARY;

(4)  TOTAL AMOUNT OF INCURRED CLAIMS EXPRESSED IN
TERMS OF THE FOLLOWING COMPONENTS:

(I) DOLLAR AMOUNT OF CLAIMS PAID, PLUS

(I) CLOSED CLAIMS EXPRESSED IN TERMS OF THE
FOLLOWING COMPONENTS:

1. DOLLAR AMOUNT OF CLAIMS PAID BY FINAL
JUDGMENTS, PLUS

2. DOLLAR AMOUNT OF CLAIMS PAID BY
SETTLEMENTS, PLUS

(II)  RESERVES FOR REPORTED CLAIMS AT THE END OF
THE CURRENT YEAR, MINUS

(III)  RESERVES FOR REPORTED CLAIMS AT THE END
OF THE PREVIOUS YEAR, PLUS

(IV)  RESERVES FOR INCURRED BUT NOT REPORTED
CLAIMS AT THE END OF THE CURRENT YEAR, MINUS

(V)  RESERVES FOR INCURRED BUT NOT REPORTED
CLAIMS AT THE END OF THE PREVIOUS YEAR, PLUS

(VI)  LOSS ADJUSTMENT EXPENSES PAID, PLUS

(VII) RESERVES FOR LOSS ADJUSTMENT EXPENSES AT
THE END OF THE CURRENT YEAR, MINUS

(VIII) RESERVES FOR LOSS ADJUSTMENT EXPENSES AT
THE END OF THE PREVIOUS YEAR;

(VII) RESERVES FOR REPORTED LOSS ADJUSTMENT
EXPENSES AT THE END OF THE CURRENT YEAR, PLUS-------------------

(VIII) RESERVES FOR UNREPORTED LOSS ADJUSTMENT
EXPENSES AT THE END OF THE CURRENT YEAR, MINUS------------------

(IX) RESERVES FOR REPORTED LOSS ADJUSTMENT
EXPENSES AT THE END OF THE PREVIOUS YEAR, MINUS-----------------

(X) RESERVES FOR UNREPORTED LOSS ADJUSTMENT
EXPENSES AT THE END OF THE PREVIOUS YEAR;-----------------------

(5) INCURRED EXPENSES ALLOCATED SEPARATELY TO
COMMISSIONS, OTHER ACQUISITION COSTS, GENERAL EXPENSES, TAXES,
LICENSES, AND FEES, USING APPROPRIATE ESTIMATES WHEN NECESSARY;

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