Ch. 469

LAWS OF MARYLAND

(1)  ANY ACTUAL DAMAGES SUSTAINED BY THE CONSUMER AS A
RESULT OF THE FAILURE;

(2)  SUCH AMOUNT OF PUNITIVE DAMAGES AS THE COURT MAY
ALLOW; AND

(3)  IN THE CASE OF ANY SUCCESSFUL ACTION TO ENFORCE
ANY LIABILITY UNDER THIS SECTION, THE COSTS OF THE ACTION
TOGETHER WITH REASONABLE ATTORNEY'S FEES AS DETERMINED BY THE
COURT.

(B) ANY CREDIT SERVICES BUSINESS WHICH IS NEGLIGENT IN
FAILING TO COMPLY WITH ANY REQUIREMENT IMPOSED UNDER THIS
SUBTITLE WITH RESPECT TO ANY CONSUMER IS LIABLE TO THAT CONSUMER
IN AN AMOUNT EQUAL TO THE SUM OF:

(1)  ANY ACTUAL DAMAGES SUSTAINED BY THE CONSUMER AS A
RESULT OF THE FAILURE; AND

(2)  IN THE CASE OF ANY SUCCESSFUL ACTION TO ENFORCE
ANY LIABILITY UNDER THIS SECTION, THE COST OF THE ACTION TOGETHER
WITH REASONABLE ATTORNEY'S FEES AS DETERMINED BY THE COURT.

14-1913.                                                                                                   

(A)  AN ACTION TO ENFORCE ANY LIABILITY CREATED UNDER THIS
SUBTITLE SHALL BE BROUGHT WITHIN 2 YEARS FROM THE DATE THE
VIOLATION AT ISSUE OCCURRED.

(B)  WHERE A DEFENDANT HAS MATERIALLY AND WILLFULLY
MISREPRESENTED ANY INFORMATION REQUIRED TO BE DISCLOSED TO A
CONSUMER BY THIS SUBTITLE AND THE INFORMATION IS MATERIAL TO
ESTABLISHING DEFENDANT'S LIABILITY, THE ACTION MAY BE BROUGHT AT
ANY TIME WITHIN 2 YEARS OF THE DISCOVERY OF THE
MISREPRESENTATION.

14-1914.

(A)  EACH SALE OF THE SERVICES OF A CREDIT SERVICES BUSINESS
THAT VIOLATES ANY PROVISION OF THIS SUBTITLE IS AN UNFAIR OR
DECEPTIVE TRADE PRACTICE UNDER TITLE 13 OF THIS ARTICLE.

(B)  IF THE DIVISION OF CONSUMER PROTECTION OF THE OFFICE OF
THE ATTORNEY GENERAL HAS REASON TO BELIEVE THAT ANY CREDIT
SERVICES BUSINESS, OR ANY SALESPERSON, AGENT, REPRESENTATIVE, OR
INDEPENDENT CONTRACTOR ACTING ON BEHALF OF A CREDIT SERVICES
BUSINESS, HAS VIOLATED ANY PROVISION OF THIS SUBTITLE, THE
DIVISION MAY INSTITUTE A PROCEEDING UNDER TITLE 13 OF THIS
ARTICLE.

14-1915.

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