Ch. 469

LAWS OF MARYLAND

ACKNOWLEDGMENT A COPY OF THE INFORMATION STATEMENT SIGNED BY THE
CONSUMER ACKNOWLEDGING RECEIPT OF THE INFORMATION STATEMENT.

14-1905.

THE INFORMATION STATEMENT REQUIRED UNDER § 14-1904 OF THIS
SUBTITLE SHALL INCLUDE:

(1) (I) AN ACCURATE STATEMENT OF THE CONSUMER'S RIGHT
TO REVIEW ANY FILE ON THE CONSUMER MAINTAINED BY ANY CONSUMER
REPORTING AGENCY, AND THE RIGHT OF THE CONSUMER TO RECEIVE A COPY
OF A CONSUMER REPORT CONTAINING ALL INFORMATION IN THAT FILE AS
PROVIDED UNDER THE FEDERAL FAIR CREDIT REPORTING ACT (15 U.S.C. §
1681G) AND UNDER § 14-1206 OF SUBTITLE 12 OF THIS TITLE;

(II)  A STATEMENT THAT A COPY OF THE CONSUMER
REPORT CONTAINING ALL INFORMATION IN THE CONSUMER'S FILE WILL BE
FURNISHED FREE OF CHARGE BY THE CONSUMER REPORTING AGENCY IF
REQUESTED BY THE CONSUMER WITHIN 30 DAYS OF RECEIVING A NOTICE OF
A DENIAL OF CREDIT AS PROVIDED UNDER THE FEDERAL FAIR CREDIT
REPORTING ACT (15 U.S.C. § 1681J) AND UNDER § 14-1209 OF SUBTITLE
12 OF THIS TITLE;

(III)  A STATEMENT THAT A NOMINAL CHARGE NOT TO
EXCEED $5 MAY BE IMPOSED ON THE CONSUMER BY THE CONSUMER
REPORTING AGENCY FOR A COPY OF THE CONSUMER REPORT CONTAINING ALL
THE INFORMATION IN THE CONSUMER'S FILE, IF THE CONSUMER HAS NOT
BEEN DENIED CREDIT WITHIN 30 DAYS FROM RECEIPT OF THE CONSUMER'S
REQUEST;

(IV)  A COMPLETE AND ACCURATE STATEMENT OF THE
CONSUMER'S RIGHT TO DISPUTE THE COMPLETENESS OR ACCURACY OF ANY

ITEM ON THE CONSUMER CONTAINED IN ANY FILE THAT IS MAINTAINED BY
ANY CONSUMER REPORTING AGENCY, AS PROVIDED UNDER THE FEDERAL FAIR
CREDIT REPORTING ACT (15 U.S.C. § 1681-I) AND UNDER § 14-1208 OF
SUBTITLE 12 OF THIS TITLE; AND

(V)  A COMPLETE AND DETAILED DESCRIPTION OF THE
SERVICES TO BE PERFORMED BY THE CREDIT SERVICES BUSINESS FOR OR
ON BEHALF OF THE CONSUMER, AND THE TOTAL AMOUNT THE CONSUMER WILL
HAVE TO PAY FOR THE SERVICES; AND                                                       

(VI) A STATEMENT THAT ACCURATELY REPORTED
INFORMATION MAY NOT BE PERMANENTLY REMOVED FROM THE FILE OF A
CONSUMER REPORTING AGENCY.

(2) IF THE CREDIT SERVICES BUSINESS IS REQUIRED TO
OBTAIN A SURETY BOND OR ESTABLISH A TRUST ACCOUNT PURSUANT TO §
14-1902 OF THIS SUBTITLE, THE INFORMATION STATEMENT SHALL ALSO
INCLUDE:

(I) A STATEMENT ASSERTING THE CONSUMER'S RIGHT
TO PROCEED AGAINST THE SURETY BOND OR TRUST ACCOUNT UNDER THE

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