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Ch. 469 LAWS OF MARYLAND
THE FEDERAL SAVINGS AND LOAN INSURANCE CORPORATION, OR ANY CREDIT
UNION ORGANIZED AND CHARTERED UNDER THE LAWS OF THIS STATE OR THE
UNITED STATES;
(III) ANY NONPROFIT ORGANIZATION EXEMPT FROM
TAXATION UNDER § 501(C)(3) OF THE INTERNAL REVENUE CODE (26
U.S.C. § 501(C)(3));
(IV) ANY PERSON LICENSED AS A REAL ESTATE
BROKER BY THIS STATE WHERE THE PERSON IS ACTING WITHIN THE COURSE
AND SCOPE OF THAT LICENSE;
(V) ANY LICENSED MORTGAGE BANKER;
(V) (VI) ANY PERSON LICENSED TO PRACTICE LAW IN
THIS STATE WHERE THE PERSON RENDERS SERVICES WITHIN THE COURSE
AND SCOPE OF THAT PERSON'S PRACTICE AS A LAWYER AND DOES NOT
ENGAGE IN THE CREDIT SERVICES BUSINESS ON A REGULAR AND
CONTINUING BASIS;
(VI) (VII) ANY BROKER-DEALER REGISTERED WITH
THE SECURITIES AND EXCHANGE COMMISSION OR THE COMMODITY FUTURES
TRADING COMMISSION WHERE THE BROKER-DEALER IS ACTING WITHIN THE
COURSE AND SCOPE OF THAT REGULATION; OR
(VII) (VIII) ANY CONSUMER REPORTING AGENCY AS
DEFINED IN THE FEDERAL FAIR CREDIT REPORTING ACT (15 U.S.C. §§
1681 - 1681T) OR IN § 14-1201(F) OF THIS TITLE.
(C) "CONSUMER" MEANS ANY INDIVIDUAL WHO IS SOLICITED TO
PURCHASE OR WHO PURCHASES THE SERVICES OF A CREDIT SERVICES
BUSINESS.
(D) "PERSON" INCLUDES AN INDIVIDUAL, CORPORATION,
GOVERNMENT OR GOVERNMENTAL SUBDIVISION OR AGENCY, BUSINESS TRUST,
ESTATE, TRUST, PARTNERSHIP, ASSOCIATION, 2 OR MORE PERSONS HAVING
A JOINT OR COMMON INTEREST, AND ANY OTHER LEGAL OR COMMERCIAL
ENTITY.
(E) "CONSUMER REPORTING AGENCY", "CONSUMER REPORT",
"INVESTIGATIVE CONSUMER REPORT", AND "FILE" SHALL HAVE THE
MEANING ASCRIBED TO EACH UNDER § 14-1201 OF THIS TITLE.
(F) "EXTENSION OF CREDIT" MEANS THE RIGHT TO DEFER PAYMENT
OF DEBT OR TO INCUR DEBT' AND DEFER ITS PAYMENT, OFFERED OR
GRANTED PRIMARILY FOR PERSONAL, FAMILY, OR HOUSEHOLD PURPOSES.
(G) "COMMISSIONER" MEANS THE COMMISSIONER OF CONSUMER
CREDIT OF THE DEPARTMENT OF LICENSING AND REGULATION.
14-1902.
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