HARRY HUGHES, Governor

4001

the rates for which cannot practically be filed before they are
used.

(12) AN INSURER THAT PROVIDES PROFESSIONAL LIABILITY
INSURANCE TO A PHYSICIAN OR OTHER HEALTH CARE PROVIDER SHALL
NOTIFY EACH POLICYHOLDER IN WRITING:

(I)  OF A PROPOSED RATE INCREASE AT THE TIME OF
FILING FOR THE RATE INCREASE WITH THE COMMISSIONER;

(II)  THAT A HEARING MAY BE REQUESTED WITH
RESPECT TO ANY FILING UNDER SUBSECTION (F)(4) OF THIS SECTION;
AND

(III)  THAT AN ORDER, HEARING, OR REFUSAL OF A
HEARING BY THE COMMISSIONER MAY BE APPEALED UNDER § 242B OF THIS
ARTICLE.

244W.

IN ANY KIND OR LINE OF INSURANCE SUBJECT TO IN WHICH AN
ORDER BY THE COMMISSIONER PURSUANT TO § 244(I) AND (K) HAS BEEN
ISSUED MAKING A FINDING THAT A REASONABLE DEGREE OF COMPETITION
DOES NOT EXIST IN THAT LINE, THE COMMISSIONER MAY ALSO REQUIRE
THE INSURER TO NOTIFY EACH POLICYHOLDER IN WRITING:

(1)  OF A PROPOSED RATE INCREASE AT THE TIME OF FILING
FOR THE RATE INCREASE WITH THE COMMISSIONER;

(2)  THAT A HEARING MAY BE REQUESTED WITH RESPECT TO
ANY FILING; AND

(3)  THAT AN ORDER, HEARING, OR REFUSAL OF A HEARING
BY THE COMMISSIONER MAY BE APPEALED.

482B.

(A)  "PUBLIC ENTITY" MEANS ANY POLITICAL SUBDIVISION OR UNIT
OF STATE OR LOCAL GOVERNMENT, INCLUDING ANY NONPROFIT OR NONSTOCK
CORPORATION THAT IS EXEMPT FROM TAXATION UNDER § 501(C)(3) OR (4)
OF THE INTERNAL REVENUE CODE OF 1954 AND RECEIVES 50 PERCENT OR
MORE OF ITS ANNUAL OPERATING BUDGET FROM THE STATE OR LOCAL
GOVERNMENT.

(B)  PUBLIC ENTITIES MAY POOL TOGETHER FOR THE PURPOSE OF
PURCHASING CASUALTY INSURANCE OR SELF-INSURING CASUALTY RISKS.

490B.

(a) Every insurer providing professional liability
insurance to a physician [or doctor of osteopathy] licensed in
Maryland in accordance with Title 14 of the Health Occupations
Article, or to a hospital, nurse, dentist, podiatrist,
optometrist, OR chiropractor[, or blood bank] licensed under the
Health - General Article or the Health Occupations Article, and
every self-insured hospital shall report periodically, but in no