HARRY HUGHES, Governor                                      1995

be provided to the same extent as benefits provided for

other pregnancy-related procedures under certain

circumstances; and generally relating to benefits for in
vitro fertilization.

BY adding to

Article 48A - Insurance Code

Section 354CC, 470V, and 477CC

Annotated Code of Maryland

(1979 Replacement Volume and 1984 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 48A - Insurance Code

354CC.

EACH GROUP MEDICAL OR MAJOR MEDICAL CONTRACT OR CERTIFICATE
ISSUED OR DELIVERED WITHIN THE STATE BY A NONPROFIT HEALTH
SERVICE PLAN SHALL INCLUDE BENEFITS FOR INPATIENT OR OUTPATIENT
EXPENSES ARISING FROM IN VITRO FERTILIZATION PROCEDURES PERFORMED
ON THE SUBSCRIBER OR THE SUBSCRIBER'S DEPENDENT SPOUSE.

EVERY INDIVIDUAL OR GROUP CONTRACT DELIVERED OR ISSUED FOR
DELIVERY IN THIS STATE ON AN EXPENSE INCURRED BASIS UNDER WHICH

MATERNITY BENEFITS ARE PROVIDED FOR EXPENSES ARISING FROM

PREGNANCY AND CHILDBIRTH SHALL PROVIDE BENEFITS FOR EXPENSES
ARISING FROM IN VITRO FERTILIZATION PROCEDURES PERFORMED ON:

(1) THE SUBSCRIBER, OR

(2) THE DEPENDENT SPOUSE OF THE SUBSCRIBER IF THE
CONTRACT OTHERWISE COVERS THE DEPENDENT SPOUSE.

EACH GROUP OR INDIVIDUAL MEDICAL OR MAJOR MEDICAL CONTRACT
OR CERTIFICATE ISSUED OR DELIVERED WITHIN THE STATE BY A
NONPROFIT HEALTH SERVICE PLAN AND WHICH PROVIDES
PREGNANCY-RELATED BENEFITS, MAY NOT EXCLUDE BENEFITS FOR ALL
OUTPATIENT EXPENSES ARISING FROM IN VITRO FERTILIZATION
PROCEDURES PERFORMED ON THE SUBSCRIBER OR THE SUBSCRIBER'S
DEPENDENT SPOUSE, PROVIDED THAT:

(1) BENEFITS UNDER THIS SECTION SHALL BE PROVIDED TO
THE SAME EXTENT AS THE BENEFITS PROVIDED FOR OTHER
PREGNANCY-RELATED PROCEDURES;

(2) THE PATIENT IS A SUBSCRIBER OR COVERED DEPENDENT
OF THE SUBSCRIBER;

(3) THE PATIENT'S OOCYTES ARE FERTILIZED WITH THE
PATIENT'S SPOUSE'S SPERM;