3696

LAWS OF MARYLAND

Ch. 782

(D)  "HOLDER" MEANS ANY PERSON WHO:

(1)  HAS BEEN ISSUED A CREDIT CARD NUMBER OR OTHER
PAYMENT DEVICE NUMBER; OR

(2)  IS AUTHORIZED BY THE PERSON WHO HAS BEEN ISSUED A
CREDIT CARD NUMBER OR OTHER PAYMENT DEVICE NUMBER TO USE,
DISCLOSE, OR RECEIVE THAT CREDIT CARD NUMBER OR PAYMENT DEVICE
NUMBER.

(E) "PERSON" INCLUDES AN INDIVIDUAL, CORPORATION, BUSINESS
TRUST, ESTATE, TRUST, PARTNERSHIP, ASSOCIATION, 2 OR MORE PERSONS
HAVING A JOINT OR COMMON INTEREST, OR ANY OTHER LEGAL OR
COMMERCIAL ENTITY.

14-1402.

(A) A PERSON MAY NOT USE OR DISCLOSE ANY CREDIT CARD NUMBER
OR OTHER PAYMENT DEVICE NUMBER UNLESS:

(1)  THE PERSON IS THE HOLDER OF THE CREDIT CARD OR
PAYMENT DEVICE NUMBER;

(2)  THE DISCLOSURE IS MADE TO THE HOLDER OR ISSUER OF
THE CREDIT CARD OR PAYMENT DEVICE NUMBER;

(3)  THE USE OR DISCLOSURE IS PURSUANT TO OBLIGATIONS
UNDER FEDERAL OR STATE LAW OR IS AT THE DIRECTION OF A
GOVERNMENTAL ENTITY PURSUANT TO LAW;:

(I) PURSUANT TO OBLIGATIONS UNDER FEDERAL OR
STATE LAW;

(II) AT THE DIRECTION OF A GOVERNMENTAL ENTITY
PURSUANT TO LAW; OR

(III) IN RESPONSE TO THE ORDER OF A COURT
HAVING JURISDICTION TO ISSUE THE ORDER.

(4)  DISCLOSURE IS IN CONNECTION WITH AN
AUTHORIZATION, PROCESSING, BILLING, COLLECTION, CHARGEBACK,
INSURANCE COLLECTION, FRAUD PREVENTION, OR CREDIT CARD OR PAYMENT
DEVICE RECOVERY THAT RELATES TO THE CREDIT CARD OR PAYMENT DEVICE
NUMBER, AN ACCOUNT ACCESSED BY THE CREDIT CARD OR PAYMENT ACCOUNT
NUMBER, A DEBT FOR WHICH THE HOLDER OR PERSON AUTHORIZED BY THE
HOLDER GAVE THE CREDIT CARD NUMBER OR PAYMENT DEVICE NUMBER FOR
PURPOSES OF IDENTIFICATION, OR DEBTS OR OBLIGATIONS ARISING,
ALONE OR IN CONJUNCTION WITH ANOTHER MEANS OF PAYMENT, FROM THE
USE OF THE CREDIT CARD OR PAYMENT DEVICE NUMBER;

(5)  EXCEPT AS PROVIDED IN SUBSECTION (B) OF THIS
SECTION, DISCLOSURE IS REASONABLY NECESSARY IN CONNECTION WITH: