3484                                        LAWS OF MARYLAND                                    Ch. 747

(d)  A person, who, with intent to defraud the issuer, a
person or organization providing money, goods, services or
anything else of value, or any other person, (i) uses for the
purpose of obtaining money, goods, services or anything else of
value a credit card obtained or retained in violation of (c) of
this section or a credit card which he knows is forged; or (ii)
obtains money, goods, services or anything else of value by
representing without the consent of the cardholder that he is the
holder of a specified card or by representing that he is the
holder of a card and such card has not in fact been issued,
violates this subsection and is subject to the penalties set
forth in (h)(1) of this section, if the value of all money,
goods, services and other things of value obtained in violation
of this subsection does not exceed $300; and subject to the
penalties set forth in (h)(2) of this section if such value
exceeds $300.

(e) (1) A person who is authorized by an issuer to furnish
money, goods, services or anything else of value upon
presentation of a credit card by the cardholder, or any agent or
employees of such person, who, with intent to defraud the issuer
or the cardholder, furnishes money, goods, services or anything
else of value upon presentation of a credit card obtained or
retained in violation of (c) of this section or a credit card
which he knows is forged violates this subsection and is subject
to the penalties set forth in (h)(1) of this section, if the
value of all money, goods, services and other things of value
furnished in violation of this subsection does not exceed $300
and is subject to the penalties set forth in (h)(2) of this
section if such value exceeds $300.

(2) A person who is authorized by an issuer to
furnish money, goods, services or anything else of value upon
presentation of a credit card by the cardholder, or any agent or
employee of such person, who, with intent to defraud the issuer
or cardholder, fails to furnish money, goods, services or
anything else of value which he represents in writing to the
issuer that he has furnished violates this subsection and is
subject to the penalties set forth in (h)(1) of this section, if
the difference between the value of all money, goods, services
and anything else of value actually furnished and the value
represented to the issuer to have been furnished does not exceed
$300, and is subject to the penalties set forth in (h)(2) of this
section if such difference exceeds $300.

(f)  A person other than the cardholder possessing an
incomplete credit card, with intent to complete it without the
consent of the issuer or a person possessing, with knowledge of
its character, machinery, plates or any other contrivance
designed to reproduce instruments purporting to be the credit
cards of an issuer who has not consented to the preparation of
such credit cards, violates this subsection and is subject to the
penalties set forth in (h)(2) of this section. A credit card is
"incomplete" if part of the matter other than the name of the