3482

LAWS OF MARYLAND

Ch. 747

BY adding to

Article - Commercial Law

Section 14-1401 through 14-1406, inclusive, to be under the

new subtitle "Subtitle 14. Credit Card and Payment

Device Number Protection"
Annotated Code of Maryland
(1983 Replacement Volume)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:

Article 27 - Crimes and Punishments

145.

(a) For the purposes of this section:

(1)   "Cardholder" means the person or organization
named on the face of a credit card to whom or for whose benefit
the credit card is issued by an issuer.

(2)   "Credit card" means an instrument or device,
whether known as a credit card, credit plate, or by any other
name, issued by an issuer for the use of the cardholder in
obtaining money, goods, services or anything else of value on
credit. It includes a debit or access card or other device other
than a check, draft or similar paper instrument used by the
cardholder to effect a transfer of funds that is initiated
through an electronic terminal, telephone, or computer. or
magnetic tape ordering, instructing or authorizing a financial
institution to debit or credit an account. IT ALSO INCLUDES A
PAYMENT DEVICE NUMBER.

(3)   "Issuer" means the business organization or
financial institution which issues a credit card or its duly
authorized agent.

(4)   "Receives" or "receiving" means acquiring
possession or control of a credit card.

(5)  (I) "PAYMENT DEVICE NUMBER" MEANS ANY CODE,
ACCOUNT NUMBER, OR OTHER MEANS OF ACCOUNT ACCESS, OTHER THAN A
CHECK, DRAFT, OR SIMILAR PAPER INSTRUMENT, THAT CAN BE USED TO
OBTAIN MONEY, GOODS, SERVICES, OR ANYTHING ELSE OF VALUE, OR TO
INITIATE A TRANSFER OF FUNDS.

(II) "PAYMENT DEVICE NUMBER" DOES NOT INCLUDE
AN ENCODED OR TRUNCATED CREDIT CARD NUMBER OR PAYMENT DEVICE
NUMBER.

(b) A person who makes or causes to be made, either
directly or indirectly, any false statement in writing, knowing
it to be false and with the intent that it be relied on,