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VETOES
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S.B. 961
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Very truly yours,
Robert L. Ehrlich, Jr.
Governor
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Senate Bill No. 961
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AN ACT concerning
Health Insurance—Small Group Market—Premium Rates
Joint Legislative Task Force on Small Group Market Health Insurance
FOR the purpose of altering the factors a carrier may use to adjust the community
rate for certain health benefit plans offered in the small group market to include
health status; establishing certain limitations on the use of age and health
status in adjusting the community rate; repealing a certain limit on the rate a
carrier may charge based on adjustments to the community rate; authorizing a
carrier to use certain health statements and health screenings to establish
certain premium rates; prohibiting a carrier from limiting coverage or refusing
to issue a health benefit plan to a certain small employer based on a health
status related factor; establishing that it is an unfair trade practice for a carrier
to knowingly provide coverage to a small employer that discriminates against
certain individuals under certain circumstances; providing for the application of
this Act; and generally relating to health benefit plans offered in the small group
market.
FOR the purpose of establishing a Joint Legislative Task Force on Small Group
Market Health Insurance; providing for the composition, chairs, staffing, and
duties of the Task Force; requiring the Task Force to submit a certain report to
the presiding officers and certain committees of the General Assembly on or
before a certain date; and generally relating to a Joint Legislative Task Force on
Small Group Market Health Insurance.
BY repealing and reenacting, with amendments,
Article—Insurance
Section 15-1205
Annotated Code of Maryland
(2002 Replacement Volume and 2004 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
Article—Insurance
15-1205.
(a) (1) In establishing a community rate for a health benefit plan, a carrier
shall use a rating methodology that is based on the experience of all risks covered by
that health benefit plan without regard to [health status or occupation or] any
[other] factor not specifically authorized under this subsection.
- 3956 -
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