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ROBERT L. EHRLICH, JR., Governor Ch. 417
CHAPTER 417
(House Bill 1091)
AN ACT concerning
Health Insurance - Prohibition Against Reunderwriting
FOR the purpose of prohibiting health insurers, health maintenance organizations,
and nonprofit health service plans from reunderwriting individuals for certain
health coverage under certain individual contracts after the contracts have been
issued; defining certain terms; making this Act an emergency measure; and
generally relating to reunderwriting individuals for health coverage under
health insurance.
BY adding to
Article - Insurance
Section 27-221
Annotated Code of Maryland
(2002 Replacement Volume and 2004 Supplement)
BY adding to
Article - Health - General
Section 19-706(ddd)
Annotated Code of Maryland
(2000 Replacement Volume and 2004 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That the Laws of Maryland read as follows:
Article - Insurance
27-221.
(A) (1) IN THIS SECTION THE FOLLOWING WORDS HAVE THE MEANINGS
INDICATED.
(2) "CARRIER" MEANS A PERSON THAT IS:
(I) AN INSURER THAT HOLDS A CERTIFICATE OF AUTHORITY IN
THE STATE AND PROVIDES HEALTH INSURANCE IN THE STATE;
(II) A HEALTH MAINTENANCE ORGANIZATION THAT HOLDS A
CERTIFICATE OF AUTHORITY TO OPERATE IN THE STATE; OR
(III) A NONPROFIT HEALTH SERVICE PLAN THAT HOLDS A
CERTIFICATE OF AUTHORITY TO OPERATE IN THE STATE.
(3) "HEALTH COVERAGE" MEANS ANY OF THE FOLLOWING:
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