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ROBERT L. EHRLICH, JR., Governor Ch. 580
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(C) (1) "PERSONAL INSURANCE" MEANS PROPERTY INSURANCE OR
CASUALTY INSURANCE ISSUED TO AN INDIVIDUAL, TRUST, ESTATE, OR SIMILAR
ENTITY THAT IS INTENDED TO INSURE AGAINST LOSS ARISING PRINCIPALLY FROM
THE PERSONAL, NONCOMMERCIAL ACTIVITIES OF THE INSURED.
(2) "PERSONAL INSURANCE" DOES NOT INCLUDE:
(I) MOTOR VEHICLE LIABILITY INSURANCE POLICIES SUBJECT TO
§ 27-609 27-613 OF THIS SUBTITLE;
(II) POLICIES ISSUED BY THE MARYLAND AUTOMOBILE
INSURANCE FUND;
(III) POLICIES ISSUED BY THE JOINT INSURANCE ASSOCIATION; OR
(IV) SURETY INSURANCE.
27-602.
(A) (1) THIS SECTION APPLIES ONLY TO , POLICIES OF PERSONAL
INSURANCE.
(2) THIS SECTION DOES NOT APPLY TO POLICIES IN EFFECT FOR 45 DAYS
OR LESS, AS PROVIDED IN § 12-106 OF THIS ARTICLE.
(b) (1) Whenever an insurer, as required by subsection (c) of this section,
gives notice of its intention to cancel or not to renew a policy subject to this section
issued in the State or before an insurer cancels a policy subject to this section issued
in the State for a reason other than nonpayment of premium, the insurer shall notify
the insured of the possible right of the insured to replace the insurance under the
Maryland Property Insurance Availability Act or through another plan for which the
insured may be eligible.
(2) The notice required by paragraph (1) of this subsection must:
(i) be in writing;
(ii) contain the current address and telephone number of the offices
of the appropriate plan; and
(iii) be sent to the insured in the same manner and at the same time
as the first written notice of cancellation or of intention not to renew given or required
by law, regulation, or contract.
(c) (1) At least 45 days before the date of the proposed cancellation or
expiration of the policy, the insurer shall [cause to be sent] SEND to the insured, by
certificate of mailing MAIL, a written notice of intention to cancel for a reason other
than nonpayment of premium or notice of intention not to renew a policy issued in the
State.
(2) AN INSURER SHALL MAINTAIN PROOF OF MAILING IN A FORM
AUTHORIZED OR ACCEPTED BY THE UNITED STATES POSTAL SERVICE.
- 2759 -
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