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ROBERT L. EHRLICH, JR., Governor Ch. 388
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(2) IF AN APPLICATION IS MADE BY TELEPHONE. THE INSURER OR
INSURANCE PRODUCER IS DEEMED TO BE IN COMPLIANCE WITH THIS SECTION IF.
WITHIN 7 CALENDAR DAYS AFTER THE DATE OF APPLICATION. THE INSURER OR
INSURANCE PRODUCER SENDS BY CERTIFICATE OF MAILING THE NOTICE TO THE
APPLICANT OR INSURED.
(3) IF AN APPLICATION IS MADE USING THE INTERNET. THE INSURER
OR INSURANCE PRODUCER IS DEEMED TO BE IN COMPLIANCE WITH THIS SECTION IF
THE INSURER OR INSURANCE PRODUCER PROVIDES THE NOTICE TO THE APPLICANT
PRIOR TO THE SUBMISSION OF THE APPLICATION.
(B) THE NOTICE SHALL:
(A) (1) STATE THAT FLOOD INSURANCE IS MAY BE AVAILABLE THROUGH
THE NATIONAL FLOOD INSURANCE PROGRAM; OR OTHER SOURCES:
(2) PROVIDE THE APPLICANT WITH THE CONTACT INFORMATION FOR
THE NATIONAL FLOOD INSURANCE PROGRAM;
(3) ADVISE THE APPLICANT TO CONFIRM THE NEED FOR FLOOD
INSURANCE WITH THE NATIONAL FLOOD INSURANCE PROGRAM OR THE
APPLICANT'S MORTGAGE LENDER;
(4) ADVISE THE APPLICANT TO CONTACT THE NATIONAL FLOOD
INSURANCE PROGRAM, THE APPLICANT'S INSURER, OR THE APPLICANT'S INSURANCE
PRODUCER FOR INFORMATION ABOUT FLOOD INSURANCE;
(5) ADVISE THE APPLICANT THAT FLOOD INSURANCE MAY BE
AVAILABLE FOR COVERED STRUCTURES AND THEIR CONTENTS:
(6) ADVISE THE APPLICANT THAT A CLAIM UNDER A FLOOD INSURANCE
POLICY MAY BE ADJUSTED AND PAID ON A DIFFERENT BASIS THAN A CLAIM UNDER
A HOMEOWNER'S INSURANCE POLICY; AND
(7) ADVISE THE APPLICANT THAT A SEPARATE APPLICATION MUST BE
COMPLETED TO PURCHASE FLOOD INSURANCE.
(C) (1) IF THE INSURER OR INSURANCE PRODUCER FROM WHOM AN
APPLICANT PROCURES HOMEOWNER'S INSURANCE SELLS FLOOD INSURANCE, THE
INSURER OR INSURANCE PRODUCER SHALL OFFER TO SELL FLOOD INSURANCE TO
THE APPLICANT.
(2) AN OFFER TO SELL FLOOD INSURANCE SHALL:
(I) BE IN WRITING;
(II) STATE THAT THE COST OF FLOOD INSURANCE IS NOT PART OF
THE PREMIUM FOR THE STANDARD HOMEOWNER'S INSURANCE POLICY;
(III) STATE THE TYPE AND COST OF FLOOD INSURANCE COVERAGE
TO BE SOLD, INCLUDING COVERAGE FOR:
1. STRUCTURES; AND
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