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Ch. 388 2006 LAWS OF MARYLAND
SUPERINTENDENT OF SCHOOLS shall jointly adopt regulations to carry out the
provisions of this subtitle relating to competency.
SECTION 2. AND BE IT FURTHER ENACTED, That this Act shall take effect
October 1, 2006.
Approved May 2, 2006.
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CHAPTER 388
(House Bill 1261)
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AN ACT concerning
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Homeowner's Insurance - Offer and Summary of Coverage. Notice
Regarding Flood Insurance, and Statement of Additional Optional Coverage
FOR the purpose of requiring certain insurers to provide certain policyholders with
certain annual written statements that summarize certain coverages and
exclusions under a certain policy: requiring the statement to be clear and
specific; describing the information that must be included in the statement;
providing that the statement is not part of the policy or contract of insurance
and does not create a private right of action: authorizing the Maryland
Insurance Commissioner to adopt certain regulations; requiring certain insurers
or insurance producers to provide certain applicants with a certain notice
regarding flood insurance; providing that if a certain application is made by
telephone, an insurer or insurance producer is deemed to be in compliance with
certain provisions of this Act if. within a certain period of time, the insurer or
insurance producer sends by certificate of mailing a certain notice regarding
flood insurance to an applicant or insured: providing that if a certain application
is made using the Internet, an insurer or insurance producer is deemed to be in
compliance with certain provisions of this Act if the insurer or insurance
producer provides a certain notice regarding flood insurance to an applicant at a
certain time; requiring the notice to be in a certain form; requiring the notice to
include certain information; requiring certain insurers or insurance producers to
furnish certain applicants with certain contact information; providing that the
notice does not create a private right of action; authorizing a certain notice
required to be sent by certificate of mailing to be sent with a certain statement;
requiring certain insurers or insurance producers to provide a certain written
statement listing all additional optional coverage available from the insurer to
certain applicants at a certain time; requiring certain insurers or insurance
producers to obtain a certain signature on the statement; providing that if a
certain application is made by telephone or using the Internet, an insurer or
insurance producer shall is deemed to be in compliance with certain provisions
of law this Act if, within a certain period of time, the insurer or insurance
producer mails sends by certificate of mailing a certain statement of additional
optional coverage to an applicant or insured; providing that if an applicant or
insured does not return a signed statement within a certain period of time there
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