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2006 LAWS OF MARYLAND
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Ch. 350
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(3) THE NOTICE MAY ACCOMPANY OR BE INCLUDED IN THE RENEWAL
OFFER OR POLICY.
(4) THE NOTICE MUST BE IN DUPLICATE AND ON A FORM APPROVED BY
THE COMMISSIONER
(5) THE NOTICE MUST STATE IN CLEAR AND SPECIFIC TERMS:
(I) THE PREMIUM FOR THE CURRENT POLICY PERIOD;
(II) THE PREMIUM FOR THE RENEWAL POLICY PERIOD;
(III) THE BASIS FOR THE ACTION, INCLUDING, AT A MINIMUM:
1. IF THE PREMIUM INCREASE IS DUE WHOLLY OR PARTLY
TO AN ACCIDENT:
A. THE NAME OF THE DRIVER;
B. THE DATE OF THE ACCIDENT; AND
C. IF FAULT IS A MATERIAL FACTOR FOR THE INSURER'S
ACTION, A STATEMENT THAT THE DRIVER WAS AT FAULT;
2. IF THE PREMIUM INCREASE IS DUE WHOLLY OR PARTLY
TO A VIOLATION OF THE MARYLAND VEHICLE LAW OR THE VEHICLE LAWS OF
ANOTHER STATE OR TERRITORY OF THE UNITED STATES:
A. THE NAME OF THE DRIVER;
B. THE DATE OF THE VIOLATION; AND
C. A DESCRIPTION OF THE VIOLATION;
3. IF THE PREMIUM INCREASE IS DUE WHOLLY OR PARTLY
TO THE CLAIMS HISTORY OF AN INSURED, A DESCRIPTION OF EACH CLAIM; AND
4. ANY OTHER INFORMATION THAT IS THE BASIS FOR THE
INSURER'S ACTION;
(IV) THAT THE INSURED SHOULD CONTACT THE INSURED'S
INSURANCE PRODUCER OR INSURER FOR A REVIEW OF THE PREMIUM IF THE
INSURED HAS A QUESTION ABOUT THE INCREASE IN PREMIUM OR BELIEVES THE
INFORMATION IN THE NOTICE IS INCORRECT;
(V) THE RIGHT OF THE INSURED TO PROTEST THE PREMIUM
INCREASE AND, IN THE CASE OF A PREMIUM INCREASE OF MORE THAN 15% FOR THE
ENTIRE POLICY, TO REQUEST A HEARING BEFORE THE COMMISSIONER BY MAILING
OR TRANSMITTING BY FACSIMILE TO THE COMMISSIONER:
1. A COPY OF THE NOTICE;
2. THE INSURED'S ADDRESS AND DAYTIME TELEPHONE
NUMBER; AND
- 1846 -
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