HARRY HUGHES, Governor                              1085

468E.

(A)  THE COMMISSIONER SHALL PREPARE IN CLEAR, PLAIN
ENGLISH THE TEXT OF A MEDICARE SUPPLEMENT BUYER'S GUIDE,
WHICH, IN ACCORDANCE WITH § 468F(B) OF THIS SUBTITLE, SHALL
BE DELIVERED BY INSURERS TO POTENTIAL BUYERS OF MEDICARE
SUPPLEMENT POLICIES.

(B)  THE GUIDE SHALL:

(1)  CONTAIN AN OUTLINE OF MEDICARE COVERAGE; AND

(2)  INCLUDE ADVICE AND OTHER INFORMATION
REGARDING THE PURCHASE OF MEDICARE SUPPLEMENT POLICIES,
INCLUDING A REFERENCE TO THE RIGHT OF THE PURCHASER TO
CANCEL A POLICY DURING THE FIRST 10 DAYS AFTER IT IS
DELIVERED, AS PROVIDED IN § 438 OF THIS ARTICLE.

(C)  THE COMMISSIONER SHALL PUBLISH THE TEXT OF THE
GUIDE IN THE MARYLAND REGISTER AND CONTEMPORANEOUSLY FORWARD
A COPY OF THE TEXT TO THE OFFICE ON AGING.

468F.

(A)  SOLICITATION OF THE SALE OF A HEALTH INSURANCE
POLICY PROPOSED TO BE ISSUED TO A PERSON ELIGIBLE FOR
MEDICARE MAY BE MADE ONLY IN ACCORDANCE WITH THE
REQUIREMENTS OF THIS SECTION AND OF § 468G OF THIS SUBTITLE.

(B) (1) BEFORE ACCEPTING AN APPLICATION, THE INSURER
OR THE AGENT SHALL DELIVER TO THE PROSPECT A MEDICARE
SUPPLEMENT BUYER'S GUIDE. THAT IS PRINTED IN AT LEAST
12-POINT TYPE. THE BUYER'S GUIDE ALSO SHALL BE DELIVERED
WHEN AN EXISTING POLICY IS CONVERTED TO A MEDICARE
SUPPLEMENT POLICY.

(2) THE TEXT OF THE GUIDE SHALL BE AS  PUBLISHED

BY THE COMMISSIONER UNDER § 468E OF THIS SUBTITLE    AND THE

FORM OF THE GUIDE SHALL BE AS REQUIRED BY    RULES AND
REGULATIONS ADOPTED BY THE COMMISSIONER.

(C) (1) (I) UNDER ANY CIRCUMSTANCE STATED IN THIS
SUBSECTION, AN INSURER OR AGENT SHALL GIVE TO THE
PROSPECTIVE PURCHASER A WRITTEN STATEMENT AS REQUIRED, FOR
EACH CIRCUMSTANCE, BY THIS SUBSECTION.

(II) THE WRITTEN STATEMENT SHALL BE GIVEN
BEFORE THE AGENT OR INSURER ACCEPTS AN APPLICATION.

(2)  IF THE PROPOSED POLICY EXCLUDES OR LIMITS
BENEFITS FOR PREEXISTING CONDITIONS, A STATEMENT SHALL BE
GIVEN THAT DESCRIBES IN PLAIN LANGUAGE THESE LIMITATIONS OR
EXCLUSIONS.

(3)  IF THE PROPOSED POLICY PROVIDES COVERAGE FOR
CARE IN A SKILLED NURSING FACILITY THAT IS APPROVED BY