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LAWS OF MARYLAND

Ch. 803

identify the classifications without making further inquiry.

(5)    Uniformity among insurers in any matters
within the scope of this subsection is neither required or
prohibited.

(6)    Unless the filer demonstrates that the
proposed rate is not excessive or inadequate or unfairly
discriminatory, the Commissioner may disapprove the filing.

(7)    (I) No insurer under an automobile
liability insurance policy may classify or maintain an
insured in a classification entailing a higher premium
because of the insured's claim experience for a period
longer than three years after the filing of the last claim
by or against the insured, and no such insurer may classify
or maintain an insured in a classification entailing a
higher premium because of the insured's driving record for a
period longer than three years after the obtaining of the
last point or points by the insured under the point system
provided for in Title 16, Subtitle 4 of the Transportation
Article.

(II) AN INSURER'S AUTOMOBILE AND PHYSICAL
DAMAGE INSURANCE PREMIUMS SHALL REFLECT THE REDUCTION IN
CLAIMS, IF ANY, WHICH IS ATTRIBUTABLE TO THE REQUIREMENT
THAT DRIVERS UNDER THE AGE OF 18 MUST ACQUIRE A PROVISIONAL
DRIVER'S LICENSE BEFORE ACQUIRING A REGULAR DRIVER'S
LICENSE.

Article — Courts and Judicial Proceedings

3-810.

(J) NOTWITHSTANDING ANY OTHER PROVISION OF LAW, IF
THE COMPLAINT ALLEGES THE COMMISSION OF AN ACT IN VIOLATION

OF ANY PROVISION OF THE MARYLAND VEHICLE LAW OR OTHER

TRAFFIC LAW OR ORDINANCE, THE COMPLAINT SHALL BE FILED
DIRECTLY WITH THE STATE'S ATTORNEY OF THE JURISDICTION IN

WHICH THE ALLEGED VIOLATION OCCURRED. IF THE STATE'S

ATTORNEY ELECTS TO PROCEED WITH THE CASE, HE MAY PREPARE A
PETITION FOR FILING WITH THE COURT OF PROPER JURISDICTION.

SECTION 2. AND BE IT FURTHER ENACTED, That this Act
shall take effect July 1, 1978.

Approved May 29, 1978.

CHAPTER 804
(Senate Bill 350)
AN ACT concerning