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MARVIN MANDEL, Governor 2425
that the dispute by the consumer is frivolous or
irrelevant. If after [on] reinvestigation the
information is found to be inaccurate or can no longer be
verified, the consumer reporting agency shall promptly
delete the information. The presence of contradictory
information in the consumer's file does not in and of
itself constitute reasonable grounds for believing the
dispute is frivolous or irrelevant.
(b) If the reinvestigation does not resolve the
dispute, the consumer may file a brief statement setting
forth the nature of the dispute. The consumer reporting
agency may limit statements to not more than [one
hundred] 100 words if it provides the consumer with
assistance in writing a clear summary of the dispute.
14-1209.
A consumer reporting agency shall make all
disclosures pursuant to § 14—1206 of this subtitle and
furnish all consumer reports pursuant to § 14-1208 (d) of
this subtitle without charge to the consumer if, within
[thirty] 30 days after receipt by such consumer of a
notification pursuant to § 14-12 12 of this subtitle or
notification from a debt collection agency affiliated
with such consumer reporting agency stating that the
consumer's credit rating may be or has been adversely
affected, the consumer makes a request under § 14—1206 or
14—1208 (d) of this title. Otherwise, the consumer
reporting agency may impose a reasonable charge on the
consumer for making disclosure to such consumer pursuant
to § 14-1206 of this subtitle, the charge for which shall
be indicated to the consumer prior to making disclosure;
and for furnishing notification, statements, summaries,
or codifications to persons designated by the consumer
pursuant to § 14-1208 (d) of this subtitle, the charge
for which shall be indicated to the consumer prior to
furnishing such information and snail not exceed the
charge that the consumer reporting agency would impose on
each designated recipient for a consumer report except
that no charge may be made for notifying such persons of
the deletion of information which is found to be
inaccurate or which can no longer be verified.
14-1210.
A consumer reporting agency which furnishes a
consumer report for employment purposes and which for
that [purposes] PURPOSE compiles and reports items of
information on consumers which are matters of public
record and are likely to have an adverse effect upon a
consumer's ability to obtain employment shall
(1) At the time public record information is
reported to the user of consumer report, notify the
consumer of the fact that public record information is
being reported by the consumer reporting agency, together
with the name and address of the person to whom the
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