1566

LAWS OF MARYLAND

Ch. 584

FORTH THE NATURE OF THE DISPUTE. THE CONSUMER REPORTING
AGENCY MAY LIMIT STATEMENTS TO NOT MORE THAN ONE HUNDRED
WORDS IF IT PROVIDES THE CONSUMER WITH ASSISTANCE IN-
WRITING A CLEAR SUMMARY OF THE DISPUTE.

(C)    WHENEVER A STATEMENT OF A DISPUTE IS FILED,
UNLESS THERE IS REASONABLE GROUNDS TO BELIEVE THAT IT IS
FRIVOLOUS OR IRRELEVANT, THE CONSUMER REPORTING AGENCY
SHALL, IN ANY SUBSEQUENT CONSUMER REPORT CONTAINING THE
INFORMATION IN QUESTION, CLEARLY NOTE THAT IT IS DISPUTED
BY THE CONSUMER AND PROVIDE EITHER THE CONSUMER'S
STATEMENT OR A CLEAR AND ACCURATE CODIFICATION OR SUMMARY
OF IT.

(D)    FOLLOWING ANY DELETION OF INFORMATION WHICH IS
FOUND TO BE INACCURATE OR WHOSE ACCURACY CAN NO LONGER BE
VERIFIED OR ANY NOTATION AS TO DISPUTED INFORMATION, THE
CONSUMER REPORTING AGENCY SHALL, AT THE REQUEST OF THE
CONSUMER, FURNISH NOTIFICATION THAT THE ITEM HAS BEEN
DELETED OR THE STATEMENT, CODIFICATION OR SUMMARY
PURSUANT TO SUBSECTION (B) OR (C) OF THIS SECTION TO ANY
PERSON SPECIFICALLY DESIGNATED BY THE CONSUMER WHO HAS
WITHIN TWO YEARS PRIOR RECEIVED A CONSUMER REPORT FOR
EMPLOYMENT PURPOSES, OR WITHIN SIX MONTHS PRIOR RECEIVED
A CONSUMER REPORT FOR ANY OTHER PURPOSE, WHICH CONTAINED
THE DELETED OR DISPUTED INFORMATION. THE CONSUMER
REPORTING AGENCY SHALL CLEARLY AND CONSPICUOUSLY
DISCLOSE TO THE CONSUMER HIS RIGHTS TO MAKE SUCH A
REQUEST. THE DISCLOSURE SHALL BE MADE AT OR PRIOR TO THE
TIME THE INFORMATION IS DELETED OR THE CONSUMER'S
STATEMENT REGARDING THE DISPUTED INFORMATION IS RECEIVED.

14-1209. CHARGE FOR DISCLOSURES.

A CONSUMER REPORTING AGENCY SHALL MAKE ALL
DISCLOSURES PURSUANT TO SECTION 14-1206 OF THIS SUBTITLE
AND FURNISH ALL CONSUMER REPORTS PURSUANT TO SECTION
14-1208 (D) OF THIS SUBTITLE WITHOUT CHARGE TO THE
CONSUMER IF, WITHIN THIRTY DAYS AFTER RECEIPT BY SUCH
CONSUMER OF A NOTIFICATION PURSUANT TO SECTION 14-1212 OF
THIS SUBTITLE OR NOTIFICATION FROM A DEBT COLLECTION
AGENCY AFFILIATED WITH SUCH CONSUMER REPORTING AGENCY
STATING THAT THE CONSUMER'S CREDIT RATING MAY BE OR HAS
BEEN ADVERSELY AFFECTED, THE CONSUMER MAKES A REQUEST
UNDER SECTION 14-1206 OR 14-1208(D) OF THIS TITLE.
OTHERWISE, THE CONSUMER REPORTING AGENCY MAY IMPOSE A
REASONABLE CHARGE ON THE CONSUMER FOR MAKING DISCLOSURE
TO SUCH CONSUMER PURSUANT TO SECTION 14-1206 OF THIS
SUBTITLE, THE CHARGE FOR WHICH SHALL BE INDICATED TO THE
CONSUMER PRIOR TO MAKING DISCLOSURE; AND FOR FURNISHING
NOTIFICATION, STATEMENTS, SUMMARIES, OR CODIFICATIONS TO
PERSONS DESIGNATED BY THE CONSUMER PURSUANT TO SECTION
14-1208(D) OF THIS SUBTITLE, THE CHARGE FOR WHICH SHALL
BE INDICATED TO THE CONSUMER PRIOR TO FURNISHING SUCH
INFORMATION AND SHALL NOT EXCEED THE CHARGE THAT THE
CONSUMER REPORTING AGENCY WOULD IMPOSE ON EACH DESIGNATED
RECIPIENT FOR A CONSUMER REPORT EXCEPT THAT NO CHARGE MAY