1564

LAWS OF MARYLAND

Ch. 584

USER A CONSUMER REPORT. NO CONSUMER REPORTING AGENCY MAY
FURNISH A CONSUMER REPORT TO ANY PERSON IF IT HAS
REASONABLE GROUNDS FOR BELIEVING THAT THE CONSUMER REPORT
HILL NOT BE USED FOR A PURPOSE LISTED IN SECTION 14-1202
OF THIS SUBTITLE.

(B)    WHENEVER A CONSUMER REPORTING AGENCY PREPARES
A CONSUMER REPORT IT SHALL FOLLOW REASONABLE PROCEDURES
TO ASSURE MAXIMUM POSSIBLE ACCURACY OF THE INFORMATION
CONCERNING THE INDIVIDUAL ABOUT WHOM THE REPORT RELATES.

(C)    NOTWITHSTANDING THE PROVISIONS OF SECTION
14-1202, A CONSUMER REPORTING AGENCY MAY FURNISH
IDENTIFYING INFORMATION RESPECTING ANY CONSUMER, LIMITED

TO HIS NAME, ADDRESS, FORMER ADDRESSES, PLACES OF

EMPLOYMENT, OR FORMER PLACES OF EMPLOYMENT, TO A

GOVERNMENTAL AGENCY. [[THE REQUEST MUST SPECIFY THE
REASON AND PURPOSE FOR WHICH THE INFORMATION IS SOUGHT AS
IT RELATES TO A SPECIFIC FUNCTION OR ACTIVITY OF THE

AGENCY. A CONSUMER REPORTING AGENCY SHALL KEEP RECORDS

FOR FIVE YEARS CONCERNING ALL DISCLOSURES OF__INFORMATION

PURSUANT TO THIS SECTION, THE DATE UPON WHICH A
DISCLOSURE WAS MADE, THE REQUESTING AGENCY EMPLOYEE
MAKING THE DISCLOSURE, AND THE INFORMATION DISCLOSED.]]

14-1206. DISCLOSURES TO CONSUMERS.

(A)    EVERY CONSUMER REPORTING AGENCY SHALL, UPON

REQUEST IN PERSON AND PROPER IDENTIFICATION OF ANY

CONSUMER, PROVIDE THE CONSUMER AN EXACT COPY OF ANY FILE
ON THAT CONSUMER EXCEPT ANY PART OF THE FILE WHICH
CONTAINS MEDICAL INFORMATION, TOGETHER, WITH A WRITTEN
EXPLANATION OF CODES OR TRADE LANGUAGE USED. THE
CONSUMER REPORTING AGENCY MAY CHARGE A REASONABLE FEE NOT
TO EXCEED $5 TO THE CONSUMER FOR COPYING THE REPORT.

(B)    WHENEVER ACCESS TO A FILE OR A COPY OF A FILE
HAS BEEN FURNISHED TO A CONSUMER, THE CONSUMER REPORTING
AGENCY MAY DELETE THE SOURCES OF INFORMATION ACQUIRED
SOLELY FOR USE IN AN INVESTIGATIVE REPORT AND USED FOR NO
OTHER PURPOSE. IF ANY ACTION IS BROUGHT BY THE CONSUMER
UNDER THIS SUBTITLE, THE CONSUMER REPORTING AGENCY SHALL
MAKE SUCH SOURCES AVAILABLE TO THE PLAINTIFF UNDER
APPROPRIATE DISCOVERY PROCEDURES.

14-1207. CONDITIONS OF DISCLOSURE TO CONSUMERS.

(A)    A CONSUMER REPORTING AGENCY SHALL MAKE THE
DISCLOSURES REQUIRED UNDER SECTION 14-1206 OF THIS
SUBTITLE DURING NORMAL BUSINESS HOURS AND ON REASONABLE
NOTICE.

(B)    THE DISCLOSURES REQUIRED UNDER SECTION 14-1206
OF THIS SUBTITLE SHALL BE MADE TO THE CONSUMER

(1) IN PERSON IF HE APPEARS IN PERSON AND
FURNISHES PROPER IDENTIFICATION; OR