MARVIN MANDEL, Governor

1561

PURPOSE OF PREPARING OR FURNISHING CONSUMER REPORTS.
"CONSUMER REPORTING AGENCY" DOES NOT INCLUDE A PRIVATE
DETECTIVE OR INVESTIGATOR LICENSED UNDER THE PROVISIONS
OF ARTICLE 56, SECTION 76 OF THIS CODE.

(G) FILE.

"FILE", WHEN USED IN CONNECTION WITH INFORMATION ON
ANY CONSUMER, MEANS ALL OF THE INFORMATION ON THAT
CONSUMER RECORDED AND RETAINED BY A CONSUMER REPORTING
AGENCY REGARDLESS OF HOW THE INFORMATION IS STORED.

(H) EMPLOYMENT PURPOSES.

"EMPLOYMENT PURPOSES" WHEN USED IN CONNECTION WITH A
CONSUMER REPORT MEANS A REPORT USED FOR THE PURPOSE OF
EVALUATING A CONSUMER FOR EMPLOYMENT, PROMOTION,
REASSIGNMENT OR RETENTION AS AN EMPLOYEE.

(I) MEDICAL INFORMATION.

"MEDICAL INFORMATION" MEANS INFORMATION OR RECORDS
OBTAINED, WITH THE CONSENT OF THE INDIVIDUAL TO WHOM IT
RELATES, FROM LICENSED PHYSICIANS OR MEDICAL
PRACTITIONERS, HOSPITALS, CLINICS, OR OTHER MEDICAL OR
MEDICALLY RELATED FACILITIES.

(J) COMMISSIONER.

"COMMISSIONER" MEANS THE COMMISSIONER OF CONSUMER
CREDIT OF THE DEPARTMENT OF LICENSING AND REGULATION.

14-1202. PERMISSIBLE PURPOSES OF CONSUMER REPORTS.

A CONSUMER REPORTING AGENCY MAY FURNISH A CONSUMER
REPORT UNDER THE FOLLOWING CIRCUMSTANCES AND NO OTHER:

(1)    IN RESPONSE TO THE ORDER OF A COURT
HAVING JURISDICTION TO ISSUE THE ORDER.

(2)    IN ACCORDANCE WITH THE WRITTEN
INSTRUCTIONS OF THE CONSUMER TO WHOM IT RELATES.

(3)    TO A PERSON WHICH IT HAS REASON TO
BELIEVE

(I)    INTENDS TO USE THE INFORMATION IN
CONNECTION WITH A CREDIT TRANSACTION INVOLVING THE
CONSUMER ON WHOM THE INFORMATION IS TO BE FURNISHED AND
INVOLVING THE EXTENSION OF CREDIT TO, OR REVIEW OR
COLLECTION OF AN ACCOUNT OF, THE CONSUMER; OR

(II)   INTENDS TO USE THE INFORMATION FOR
EMPLOYMENT PURPOSES; OR

(III)  INTENDS TO USE THE INFORMATION IN
CONNECTION WITH THE UNDERWRITING OF INSURANCE INVOLVING
THE CONSUMER; OR