MARVIN MANDEL, Governor

1559

may be furnished; prohibiting the report of certain
obsolete information; providing for disclosure of
investigative consumer reports; establishing
compliance procedures, disclosures to consumers and
conditions of disclosure to consumers; procedures in
case of disputed accuracy, charges for disclosures;
providing for public record information for
employment purposes, restrictions on investigative
consumer reports and requirements on users of
consumer reports; establishing civil and criminal
liability, and complaint procedures; providing for
enforcement; and generally referring to regulation
of consumer credit reporting agencies.

BY adding to

Article - Commercial Law

Section 14-1201 through 14—[[1215]] 1218, inclusive,

to be under the new subtitle "Subtitle 12.

Consumer Credit Reporting Agencies"
Annotated Code of Maryland
(1975 Volume and 1975 Supplement)

SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That new Sections 14-1201 through 14-[[1215]]
1218, inclusive, to be under the new subtitle "Subtitle
12. Consumer Credit Reporting Agencies" be and they are
hereby added to Article - Commercial Law, of the
Annotated Code of Maryland ' (1975 Volume and 1975
Supplement) to read as follows:

Article — Commercial Law

SUBTITLE 12. CONSUMER CREDIT REPORTING AGENCIES

14-1201. DEFINITIONS.

(A)    IN THIS SUBTITLE THE FOLLOWING WORDS HAVE THE
MEANINGS INDICATED.

(B)    PERSON.

"PERSON" INCLUDES AN INDIVIDUAL, CORPORATION,
GOVERNMENT OR GOVERNMENTAL SUBDIVISION OR AGENCY,
BUSINESS TRUST, ESTATE, TRUST, PARTNERSHIP, ASSOCIATION,
TWO OR MORE PERSONS HAVING A JOINT OR COMMON INTEREST,
AND ANY OTHER LEGAL OR COMMERCIAL ENTITY.

(C)    CONSUMER.

(1)          "CONSUMER" MEANS AN INDIVIDUAL.

(D)           CONSUMER REPORT.

(1)          "CONSUMER REPORT" MEANS ANY WRITTEN,

ORAL, OR OTHER COMMUNICATION OF ANY INFORMATION BY A
CONSUMER REPORTING AGENCY BEARING ON A CONSUMER'S CREDIT