MARVIN MANDEL, Governor

1027

(i) Interest—drop calculations are
made on sums not in excess of multiples of $100, without
regard to interim partial payments; or

(ii) Interest—drop calculations are
made on periods not in excess of one year, without regard
to interim partial payments.

12-105.

(b)    If the loan contract provides for them, the

following__fees and charges also may be collected and are

got interest under this subtitle:

(4) A prepayment charge or penalty on a

prepayment__of the unpaid principal balance of the loan,

[except that] if the loan is secured by a home, by a

combination of home and business property, or by

agricultural property, or if the loan is a commercial

loan not in excess of $5,000, PROVIDED THAT the charge or
penalty:

(i) May be imposed only on prepayments
made within three years from the date the loan is made;
and

(ii) May not exceed an amount equal to
two months' advance interest on the aggregate amount of
all prepayments made in any 12-month period in excess of
one-third of the amount of the original loan.

14-401.

(k) "Wrongful breach of a guaranty" means the
failure of a guarantor to perform the duties imposed by
[§14-403(a) and (b)] § 14-404(A) AND (B).

14-406.

(c)    The court may issue an order or render a
judgment necessary to:

(1)    Prevent violations of this subtitle;
[or] AND

(2)    Restore to the person damaged any money
or property acquired by means of any practice in
violation of any provision of this subtitle.

14-803.

(a) Any person   who, with the intent to deceive a

POTENTIAL purchaser,      violates any provision of this

subtitle is guilty of   a misdemeanor and on conviction is

subject to a fine not exceeding $1,000.

15-102.