MARVIN MANDEL, Governor

557

OR HARASS THE DEBTOR;

(7)   USE OBSCENE OR GROSSLY ABUSIVE LANGUAGE IN
COMMUNICATING WITH THE DEBTOR OR A PERSON RELATED TO HIM;

(8)    CLAIM, ATTEMPT, OR THREATEN TO ENFORCE A RIGHT
WITH KNOWLEDGE THAT THE RIGHT DOES NOT EXIST; OR

(9)   USE A COMMUNICATION WHICH SIMULATES LEGAL OR
JUDICIAL PROCESS OR GIVES THE APPEARANCE OF BEING
AUTHORIZED, ISSUED, OR APPROVED BY A GOVERNMENT,
GOVERNMENTAL AGENCY, OR LAWYER WHEN IT IS NOT.

REVISOR'S NOTE: This section presently appears as
Art. 83, §167(a).

The only changes are in style.

14-203. LIABILITY FOR DAMAGES.

A COLLECTOR WHO VIOLATES ANY PROVISION OF THIS
SUBTITLE IS LIABLE FOR ANY DAMAGES PROXIMATELY CAUSED BY
THE VIOLATION, INCLUDING DAMAGES FOR EMOTIONAL DISTRESS
OR MENTAL ANGUISH SUFFERED WITH OR WITHOUT ACCOMPANYING
PHYSICAL INJURY.

REVISOR'S NOTE: This section presently appears as
Art. 83, §167(b).

The phrase "but not limited to" is deleted as
unnecessary since use of the word "including"
is not intended in any sense to be
exclusionary or limiting. The maxim of
expressio unius est exclusio altering and
doctrines of similar implication are not
intended, therefore, to be made applicable by
reason of this deletion.

The only other changes are in style.

Under §13-301(10), a violation of this
subtitle constitutes an "unfair or deceptive
trade practice" and, therefore, is subject to
the provisions of Title 13, including its
enforcement and penalty provisions.

14-204. SHORT TITLE.

THIS SUBTITLE MAY BE CITED AS THE MARYLAND CONSUMER
DEBT COLLECTION ACT.

REVISOR'S NOTE: This section is new language added
to facilitate short references to the
provisions of this subtitle; see, e.g.,