480

LAWS OF MARYLAND

[Ch. 49

(3)   THE SUM OF THE CASH PRICE IN ITEM (1) AND
THE CHARGES FOR SERVICES IN ITEM (2);

(4)    THE AMOUNT OF THE BUYER'S DOWN PAYMENT,
TOGETHER WITH:

(i) A STATEMENT OF THE RESPECTIVE AMOUNTS
CREDITED FOR CASH, CREDITS, AND THE AGREED VALUE OF
GOODS; AND

(ii) A DESCRIPTION OF ALL GOODS SUFFICIENT TO
IDENTIFY THEM;

(5)    THE UNPAID BALANCE OF THE CASH PRICE
PAYABLE BY THE BUYER TO THE SELLER, WHICH IS ITEM (3)
LESS ITEM (4) ;

(6)    THE COST TO THE BUYER OF ANY INSURANCE
FOR THE PAYMENT OF WHICH CREDIT IS TO BE EXTENDED TO THE
BUYER, TOGETHER WITH:

(i) THE AMOUNT OR EXTENT OF THE INSURANCE;

(ii) THE EXPIRATION DATE OF THE INSURANCE;

(iii) THE PARTY TO WHOM THE INSURANCE IS
PAYABLE; AND

(iv) A CONCISE DESCRIPTION OF THE COVERAGE,
INCLUDING, IF THE GOODS SOLD INCLUDE A MOTOR VEHICLE, A
DEFINITE STATEMENT IN 12-POINT BOLD TYPE OR LARGER AS TO
WHETHER THE INSURANCE INCLUDES COVERAGE FOR PERSONAL
LIABILITY AND FOR PROPERTY DAMAGE CAUSED TO OTHERS;

(7)   THE AMOUNT OF ANY OFFICIAL FEES CHARGED
TO THE BUYER WHICH THE SELLER EXPECTS TO BE PAID TO A
PUBLIC OFFICIAL FOR FILING OR RECORDING THE INSTALLMENT
SALE AGREEMENT OR OTHER INSTRUMENT SECURING OR EVIDENCING
THE BUYER'S OBLIGATION;

(8)    THE PRINCIPAL BALANCE OWED, WHICH IS THE
SUM OF ITEMS (5), (6), AND (7);

(9)   THE FINANCE CHARGE STATED AS A SUM IN
DOLLARS; AND

(10)    THE TIME BALANCE OWED BY THE BUYER TO
THE SELLER, WHICH IS THE SUM OF ITEMS (8) AND (9), THE
NUMBER OF INSTALLMENT PAYMENTS REQUIRED TO PAY IT, AND
THE AMOUNT AND TIME OF EACH PAYMENT.

(C) STATEMENT AS TO COLLATERAL AND NOTICE TO BUYER.

IN ADDITION TO THE ITEMS IN SUBSECTIONS (A) AND (B)