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MARVIN MANDEL, Governor
3509
mental illness.
BY repealing and re—enacting, with amendments,
Article 48A — Insurance Code
Section 354D(a), 470E(a) and 477E(a)
Annotated Code of Maryland
(1972 Replacement Volume and 1974 Supplement)
SECTION 1. BE IT ENACTED BY THE GENERAL ASSEMBLY OF
MARYLAND, That Sections 354D(a), 470E(a) and 477E(a) of
Article 48A — Insurance Code, of the Annotated Code of
Maryland (1972 Replacement Volume and 1974 Supplement) be
and they are hereby repealed and re-enacted, with
amendments, to read as follows:
Article 48A — Insurance Code
354D.
(a) Every hospital or major medical insurance
policy delivered or issued for deliverance under this
subtitle to any person in this State by a nonprofit
health service organization, including both individual
policies and group policies, must include benefits for
expenses arising from treatment of acute mental illnesses
and emotional disorders which in the professional
judgment of practitioners are subject to significant
improvement through short—term therapy. These benefits
must be at least equal to the following minimum
requirements: (1) With respect to benefits for
confinement as an inpatient in a hospital, the period of
confinement for which benefits are payable shall be at
least thirty (30) days in any calendar year or benefit
period; (2) with respect to major medical expense
coverage, benefits, after the applicable deductible, for
covered expenses arising from all those services, other
than inpatient, which are rendered to treat acute mental
illness and emotional disorders, shall be at a rate which
is not less than [twenty—five] [[25 percent nor more
than]] [eighty] 50 percent of the benefits which the
policy provides for other types of illness.
470E.
(a) Every individual hospital or major medical
insurance policy delivered or issued for deliverance
under this subtitle to any person in this State must
include benefits for expenses arising from treatment of
acute mental illnesses and emotional disorders which in
the professional judgment of practitioners are subject to
significant improvement through short term therapy.
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