MARVIN MANDEL, Governor

3299

FINDS THAT THE CREDITOR HAS ENGAGED OR IS ENGAGING IN ANY

ACT OR PRACTICE PROHIBITED BY THIS SUBTITLE, HE SHALL

ORDER THE CREDITOR TO CEASE AND DESIST FROM THE ACT OR
PRACTICE.

(2) THE ORDER OF THE COMMISSION SHALL COMPLY
WITH THE ADMINISTRATIVE PROCEDURE ACT OF THE CODE.

(D) FINALITY OF ORDER.

(1)    IF NO APPEAL IS FILED, THE ORDER BECOMES
FINAL AFTER EXPIRATION OF THE TIME ALLOWED BY THE
ADMINISTRATIVE PROCEDURE ACT FOR APPEALS FROM THE
COMMISSIONER'S ORDERS.

(2)   IF AN APPEAL IS FILED, THE ORDER BECOMES
FINAL AFTER FINAL DECISION OF THE COURT AFFIRMING THE
ORDER OR DISMISSING THE APPEAL.

12-704. DISCRIMINATION PROHIBITED.

WITH RESPECT TO ANY ASPECT OF A CREDIT TRANSACTION,
A CREDITOR MAY NOT DISCRIMINATE AGAINST ANY APPLICANT ON
THE BASIS OF SEX OR MARITAL STATUS.

12-705. DISCRIMINATORY PRACTICES DEFINED.

PROHIBITED DISCRIMINATORY PRACTICES INCLUDE ANY:

(1)      REFUSAL TO [[COUNT A WIFE'S INCOME WHEN A
MARRIED COUPLE APPLIES FOR AN ACCOUNT]] CONSIDER A WIFE'S
INCOME WHEN BOTH PARTIES OF A MARRIAGE PARTY APPLY FOR A
JOINT ACCOUNT:

(2)         REFUSAL TO CONSIDER ALIMONY OR CHILD
SUPPORT [[AS A VALID SOURCE OF INCOME WHERE THAT SOURCE
CAN BE VERIFIED]] AWARDED BY A COURT AND RECEIVED BY THE
APPLICANT AS A VALID SOURCE OF INCOME, WHERE THAT SOURCE
CAN BE VERIFIED AS TO ITS AMOUNT, LENGTH OF TIME
RECEIVED, AND REGULARITY OF RECEIPT:

(3)       REFUSAL TO EXTEND CREDIT TO ANY PERSON
SOLELY BECAUSE OF MARITAL STATUS OR CHANGE IN MARITAL
STATUS;

(4)       REFUSAL TO ISSUE SEPARATE ACCOUNTS TO
MARRIED PERSONS WHERE EACH WOULD BE CREDIT WORTHY IF
UNMARRIED;

(5)         REQUEST FOR OR CONSIDERATION OF THE
CREDIT RATING OF AN APPLICANT'S SPOUSE WHERE THE
APPLICANT IS OTHERWISE CREDIT WORTHY AND IS NOT APPLYING
FOR A JOINT ACCOUNT UNLESS THE APPLICANT LISTS CREDIT
REFERENCES IN THE NAME OF SPOUSE OR FORMER SPOUSE OR HAS