2034                                          LAWS OF MARYLAND                      [Ch. 601

discriminates; or for any person to honor or exercise, or

attempt to honor or exercise any discriminatory covenant
pertaining to housing.

(a) It shall be unlawful for any bank, savings and
loan institution, credit union. insurance company, or
other person regularly engaged in the business of making
mortgages or other loans for the purchase, construction,
improvement, or repair or maintenance of dwellings to

deny such a loan to a person applying therefor, or

discriminate against him in the fixing of the down

payment, interest rate,, duration, or other terms or

conditions of such a loan, because of the race, color,

religious creed, marital status, sex,]] [or] [[national
origin OR PHYSICAL OR MENTAL HANDICAP of such person, or

of any member, stockholder, director, officer, or

employee of such person, or of the prospective occupants,
lessees, or tenants, of the dwelling or dwellings in
relation to which the application for a loan is made.]]

SECTION 2. AND BE IT FURTHER ENACTED, That this Act
shall take effect July 1, 1974.

Approved May 31, 1974.

CHAPTER 602
(Senate Bill 226)
AN ACT concerning

Sick Leave for State Employees and
Retirement System Members

FOR the purpose of changing the amount of annual sick
leave allowed to State employees, removing
limitations of accumulation of sick leave,

authorizing the Secretary of the Department of

Personnel to advance a certain number of days of
sick leave under certain circumstances, providing
for conversion of unused sick leave days upon
retirement for certain State Employees, State Police
and Teacher Retirement Systems' members, subject to
certain limitations, and providing for the effect of
this Act on accumulated sick leave upon the
effective date of this Act, providing that the
conversion of unused sick leave shall apply to
certain State employees who came under the