Marvin Mandel, Governor                         841

loans cannot be terminated until the loan is paid in full, and to
provide that authorizations by certain persons for payroll deduc-
tions to repay loans from credit unions are exempt from the law
concerning assignment of wages.

Section 1. Be it enacted by the General Assembly of Maryland,
That new Section 152(d) be and it is hereby added to Article 11
of the Annotated Code of Maryland (1968 Replacement Volume and
1971 Supplement), title "Banks and Trust Companies," subtitle
"Credit Unions," to follow immediately after Section 152(c), and
that Section 9 of Article 8 of the Annotated Code of Maryland
(1968 Replacement Volume), title "Assignment of Choses in Action,"
subtitle "Assignment of Wages," be and it is hereby repealed and
re-enacted with amendments, and all to read as follows:

152.

(d) If any loan made to a credit union member is to be repaid
by means of payroll deductions authorized by the member from the
member's wages or earnings, the payroll deductions shall remain
in full force and effect and shall not be cancelled, voided or ter-
minated by the member until the loan balance has been repaid in
full. FULL, PROVIDED THE AMOUNT OF THE PAYROLL DE-
DUCTION DOES NOT EXCEED THE AMOUNT OF ANY AT-
TACHMENT PERMITTED UNDER SECTION 31 OF ARTICLE
9. If the guarantor or co-maker of a member's loan is to repay
the loan by means of payroll deductions authorized by the co-maker
or guarantor from the co-maker's or guarantor's wages or earnings,
the payroll deductions shall remain in full force and effect and shall
not be cancelled, voided or terminated by the co-maker or guaran-
tor until the loan balance has been paid in full. FULL, PROVIDED
THE AMOUNT OF THE PAYROLL DEDUCTION DOES NOT
EXCEED THE AMOUNT OF ANY ATTACHMENT PERMITTED
UNDER SECTION SI OF ARTICLE 9.

9.

The term "assignment," as used in Sections 6 to 12, shall include
every assignment, transfer, sale, pledge, mortgage or hypothecation,
however made or attempted, of the wages or salary of any person,
or of any interest therein [.] , but shall not include an authorization
by a loan maker, co-maker, or guarantor for payroll deductions for the
purpose of repaying a loan made by a certified STATE OR FED-
ERALLY CHARTERED CREDIT union to a credit union member.

Sec. 2. And be it further enacted, That this Act shall take effect
July 1, 1972.

Approved May 5, 1972.

CHAPTER 283
(House Bill 441)

AN ACT to repeal in its entirety, Section 34 of the Code of Public
Local Laws of Washington County (1970 Edition, being Article