Marvin Mandel, Governor                          1041

advertising, circular, contract or membership card nor shall any
such motor club advertise or describe its services in such a manner
as would lead the public to believe that such services include motor
vehicle insurance.

10.    Members to be furnished description of services.

Every motor club shall furnish to its members or subscribers a
service contract and membership card together with the following
information:

(1)   The exact name of the motor club;

(2)   The exact location of the motor club's home office, and of its
usual place or places of business in this State, giving telephone
numbers, street numbers and city;

(3)  A description of the services or benefits to which the member
or subscriber is entitled;

(4) The completed application and the description of services
shall constitute the service contract unless the motor club otherwise
provides and the Commissioner approves another form of service
contract.

11.    Violations—penalty.

(a)  Any person who wilfully violates any of the provisions of this
Article shall be guilty of a misdemeanor and upon conviction shall
be subject to a fine of not more than one thousand dollars, or im-
prisonment for not more than one year, or both such fine and im-
prisonment.

(b)  In addition to any other penalty provided for herein, the Com-
missioner, after notice and hearing, may impose a monetary penalty
on a licensee or motor club representative in an amount not in excess
of twenty-five thousand dollars ($25,000) in respect to motor clubs
and not in excess of five thousand dollars ($5,000) in respect to motor
club representatives, for each violation of the provisions of this
Article; and in lieu of, or in addition thereto, the Commissioner may
require that restitution be made to any citizen who has suffered
financial injury or damage as a result of the violation of any pro-
vision of this Article.

12.    Exclusive regulation REGULATION under this Article.

The offering of motor club services shall be subject to regulation
under this Article exclusively, and the offering of such services by
such persons shall not be deemed engaging in the business of insur-
ance. , nor shall the same be subject to the provisions of other
Articles of the Maryland Code unless specifically provided herein.
Nothing in this Article shall be construed as otherwise exempting a
licensee or its representatives from the requirements of the insurance
laws and regulations relating to insurance or insurance services.

Sec. 2. And be it further enacted, That this Act shall take effect
July 1, 1971. JANUARY 1, 1972. JULY 1, 1971.

Approved May 17, 1971.