1414                               Laws of Maryland                          Ch. 534

§ 7-202. Department to determine amount of security required—
notices.

(a)    The department shall determine the amount of security
which is sufficient in its judgment to satisfy any judgment or judg-
ments for damages resulting from an accident as may be recovered
against each driver or owner. This determination shall not be made
with respect to drivers or owners who are exempt under succeeding
sections of this subtitle from the requirements as to security and
suspension.

(b)    The department shall determine the amount of security de-
posit required of any person upon the basis of the reports or other
information submitted. If a person involved in an accident as de-
scribed in this subtitle fails to make a report or submit information
indicating the extent of his injuries or the damage to his property
within 90 days after the accident, and the department does not have
sufficient information on which to base an evaluation of injuries or
damage, the department after reasonable notice to the person, if it is
possible to give notice, otherwise without notice, may not require any
deposit of security for the benefit or protection of the person.

(c)    The department within 90 days after any accident referred
to herein and upon determining the amount of security to be required
of any person involved in the accident or to be required of the owner
of any vehicle involved in the accident shall give written notice to
every person of the amount of security required to be deposited by
him and that an order of suspension will be made as hereinafter pro-
vided upon the expiration of 10 days after the sending of notice un-
less within this time security be deposited as required by the notice.

§ 7-203. Exceptions to requirement of security.

The requirements as to security and suspension in this subtitle
shall not apply:

(1)    To the driver or owner if the owner had in effect at the time
of the accident an automobile liability policy or bond with respect to
the vehicle involved in the accident, except that a driver shall not be
exempt under this paragraph if at the time of the accident the
vehicle was being operated without the owner's permission, express
or implied;

(2)    To the driver, if not the owner of the vehicle involved in the
accident, if there was in effect at the time of the accident an auto-
mobile liability policy or bond with respect to his driving of vehicles
not owned by him;

(3) To a driver or owner whose liability for damages resulting
from the accident, in the judgment of the department, is covered by
any other form of liability insurance policy or bond;

(4) To any person qualifying as a self-insurer under section
7-503 or to any person operating a vehicle for the self-insurer;

(5) To the driver or the owner of a vehicle involved in an acci-
dent wherein no injury or damage was caused to the person or prop-
erty of anyone other than the driver or owner;