778                               LAWS OF MARYLAND                       [CH. 389

or may correct, in the appropriate blank spaces, the amounts of
money and other terms which are set forth in the seller's catalog
which is then in effect. In lieu of the copy of the contract provided
for in Section 128 of this subtitle, the seller shall, within fifteen (15)
days from the date of shipment of goods, furnish to the buyer a
written statement of the items inserted in such blank spaces.

137A.

The seller or the holder of an installment sale agreement or any
retail credit account may, upon agreement with the buyer, extend
the scheduled due date or defer the scheduled payment of all or of
any part of any installment or installments payable thereunder. The
seller or the holder may charge and contract for the payment of an
extension or deferral charge by the buyer and collect and receive
the same, but such charge may not exceed an amount equal to one
per cent per month on the amount of the installment or installments,
or part thereof, extended or deferred for the period of extension or
deferral. Such period shall not exceed the period from the date when
such extended or deferred installment or part thereof would have
been payable in the absence of such extension or deferral to the date
when such installment or installments, or part thereof, are made
payable under the agreement of extension or deferment.

149.

(a) Whenever an installment sale agreement does not contain the
material required by Sections 128 and 129 of this subtitle, or the
seller fails, as required, to deliver a copy to the buyer, or the install-
ment sale agreement contains a finance charge in excess of that per-
mitted in accordance with the provisions of Section 132A of this
subtitle, no seller or holder of such agreement shall collect or receive
any finance, delinquency or collection charge from the buyer, except
that a written acknowledgment of the delivery of the contract by the
buyer pursuant to Section 128 shall be conclusive proof of such
delivery as between the buyer and any assignee of the installment
agreement, without actual knowledge to the contrary, and except
that unintentional failure (made in good faith) by the seller to
comply with any provision of Section 132A of this subtitle, may be
corrected within ten (10) days after the holder notices such failure
or is notified thereof in writing by the buyer, and, if so corrected,
neither the seller nor the holder shall be subject to any penalty
under this subtitle.

Retail Credit Accounts Law
153 A.

(a) "Goods" means all chattels personal, bought for use primarily
for personal, family or household purposes, as distinguished from
industrial, commercial or agricultural purposes, including certifi-
cates or coupons exchangeable for such goods, and including goods
which, at the time of sale or subsequently, are to be affixed to real
property or are to become a part of such real property whether or
not severable therefrom, but does not include any "motor vehicle"
as defined in Section 132 (f) of this Article or any home improve-
ment as this term is defined in Section 249 (c) of Article 56 of this
Code, (1964 Replacement Volume) as amended from time to time, or
any transaction under the provisions of Sections 245-269 of the said
Article 56 of the Code as amended from time to time.