J. MILLARD TAWES, Governor                     791

organization which made the filing that he needs such additional
time for the consideration of such filing. Upon written application by
such insurer or rating organization the Commissioner may authorize
a filing which he has reviewed to become effective before the expiration
of the waiting period or any extension thereof. A filing shall be
deemed to meet the requirements of this section unless disapproved by
the Commissioner within a waiting period or any extension thereof.

(5)    Any special filing with respect to a surety or guaranty bond
required by law or by court or executive order or by order, rule or
regulation of a public body, not covered by a previous filing shall
become effective when filed and shall be deemed to meet the require-
ments of this section until such time as the Commissioner reviews
the filings and so long thereafter as the filing remains in effect.

(6)    Under such rules and regulations as he shall adopt the Com-
missioner may, by written order, suspend or modify the requirement
of filing as to any kind of insurance, subdivision or combination
thereof, or as to classes of risks, the rates for which cannot practicably
be filed before they are used. Such orders, rules and regulations shall
be made known to insurers, and rating organizations affected thereby.
The Commissioner may make such examination as he may deem ad-
visable to ascertain whether any rates affected by such order meet
the standards set forth in subdivision (iv) of paragraph (1) of sub-
section (b).

(7)    Upon the written application of the insured, stating his rea-
sons therefor, filed with and approved by the Commissioner, a rate in
excess of that provided by a filing otherwise applicable may be used
on any specific risk.

(8)    No insurer shall make or issue a contract or policy except in
accordance with the filings which are in effect for said insurer as pro-
vided in this section or in accordance with paragraphs (6) and (7)
of this subsection, provided, that filings which have become effective
under this section of this article and licenses issued to rating organiza-
tions in accordance with said section shall remain in effect subject
to the provisions of this section.

(9)    If any filing would result in an increase in premium or
premium rates as to automobile liability insurance, the Commissioner
shall MAY, at the time the filing is placed on file for public inspection,
mail to any news media that have requested such information, a notice
of the pendency of such filing. The effectiveness of any filing or action
of the Commissioner relative thereto shall not be affected by failure
of the Commissioner to send notices or by any deficiency in the notices.

(d) (1) If within the waiting period or any extension thereof
as provided in paragraph (4) of subsection (c), the Commissioner finds
that a filing does not meet the requirements of this section, he shall
send to the insurer or rating organization which made such filing
written notice of disapproval of such filing specifying therein in what
respects he finds such filing fails to meet the requirements of this sec-
tion and stating that such filing shall not become effective.

(2) If within thirty days after a special surety or guaranty filing
subject to paragraph (5) of subsection (c) has become effective, the
Commissioner finds that such filing does not meet the requirements