346                                   LAWS OF MARYLAND                          [CH. 126

tion as a "stockholding bank") which holds stock in such corpora-
tion, the corporation must offer to supply such services by either

(1)   issuing stock to the applying bank and furnishing bank serv-
ices to it on the same basis as to the other banks holding stock in
the corporation, or

(2)   furnishing bank services to the applying bank at rates no
higher than necessary to fairly reflect the cost of such services, in-
cluding the reasonable cost of the capital provided to the corporation
by its stockholders, at the corporation's option, unless comparable
services at competitive, overall cost are available to the applying bank
from another source, or unless the furnishing of the services sought
by the applying bank would be beyond the practical capacity of the
corporation. In any action or proceeding to enforce the duty imposed
by this section, or for damages for the breach thereof, the burden
shall be upon the bank service corporation to show such availability.

(d)   No bank service corporation may engage in any activity other
than the performance of bank services for banks.

(e)   No bank subject to examination by the Commissioner may
cause to be performed, by contract or otherwise, any bank services
for itself, whether on or off its premises, unless assurances satis-
factory to the Commissioner are furnished to such Commissioner by
both the bank and the party performing such services that the per-
formance thereof will be subject to regulation and examination by
such Commissioner to the same extent as if such services were being
performed by the bank itself on its own premises.

73.

Every bank and trust company shall make to the [Bank] Commis-
sioner not less than [three] two reports during each calendar year,
at such times as the said [Bank] Commissioner shall require the
same, according to the forms which he shall prescribe and furnish.
Such forms shall conform as nearly as practicable to the forms re-
quired of banking institutions under the jurisdiction of the federal
authorities, including the schedules. Such reports shall be signed and
verified by the oath or affirmation of either the president, vice-
president, cashier or treasurer of such bank or trust company before
a notary public or justice of the peace; if before a justice of the peace,
then such justice shall be certified to by the clerk of the circuit court
of the Superior Court of Baltimore City, as the case may be. Such
report shall exhibit in detail and under proper heads the resources
and liabilities of the bank or trust company at the close of the business
of any past day by the [Bank] Commissioner specified, and shall be
transmitted to said [Bank] Commissioner within ten days after the
receipt of the request from him. Such reports shall be published in
a newspaper of the city or village or county where such bank or trust
company is located, in condensed form as may be prescribed by the
[Bank] Commissioner. Proof of said publication shall be furnished
to the said [Bank] Commissioner within fifteen days after the receipt
of the aforesaid call. At least once in each year every bank and trust
company shall report to the [Bank] Commissioner on call by him a
list of its stockholders, their residences and the amount of stock held
by each, which report shall be signed and verified by the oath and
affirmation of one of the officers of said bank or trust company. The