336                                   LAWS OF MARYLAND                          [CH. 126

eral Deposit Insurance Corporation, or [its] their duly authorized
representatives, the [Bank] Commissioner is authorized to furnish
the said federal reserve bank or the Federal Deposit Insurance Cor-
poration with all facts and information at any time in his possession
concerning any such banking institution.

23.

Neither the [Bank] Commissioner, deputy bank commissioner nor
any of the [clerks] employees in the employ of the [Bank] Commis-
sioner's office, shall become indebted to any banking institution,
credit union or industrial finance licensee, or other institution subject
to the jurisdiction of the [Bank] Commissioner, or shall engage or
be interested in the sale of securities or in the negotiation of loans for
others, to or with any banking institution, credit union or industrial
finance licensee under penalty of forfeiture of his office or employ-
ment.

25.

Whenever any certified copy or copies of any records or papers filed
in the office of the [Bank] Commissioner shall be lawfully required
to be furnished by him, the [Bank] Commissioner shall be entitled to
a fee of [ten cents] one dollar ($1.00) for each folio for making such
copy or copies, and [fifty cents] one dollar ($1.00) for each certifi-
cate. All such fees are to be paid by the [Bank] Commissioner into
the State treasury.

28.

Any number of persons, not less than five, citizens of the United
States and [a majority of them] citizens of this State, may hereafter
associate to establish a bank under this article upon the terms and
conditions and subject to the liabilities prescribed herein. The capital
stock for any bank shall not be less than twenty-five thousand dollars
($25,000.00) in cities, towns or villages having up to fifteen thou-
sand (15,000) inhabitants, and shall not be less than seventy-five
thousand dollars ($75,000.00) in cities, towns or villages, having
more than fifteen thousand (15,000) and up to fifty thousand (50,000)
inhabitants, and shall not be less than one hundred thousand dollars
($100,000.00) in cities, towns and villages having more than fifty
thousand (50,000) and up to one hundred and fifty thousand (150,-
000) inhabitants, and shall not be less than five hundred thousand
dollars ($500,000.00) in any city, town or village having more than
one hundred and fifty thousand inhabitants (150,000); the number
of inhabitants in each case to be ascertained or determined by the
last federal or State enumeration; and no bank shall start business
until all of the capital stock provided for in its charter and an addi-
tional sum equal to 20% thereof, as surplus shall have been paid for
in full in money and no payment shall be regarded as made by the de-
livery of any note, security or property of any kind as a substitute
for money, except as otherwise provided by law. Provided that this
section shall not apply to any person, copartnership, incorporated
bank, or other incorporated institution now engaged in the banking
business in this State, except in such cases where said person, co-
partnership, incorporated banks or other incorporated institution
doing a banking business shall hereafter undertake to establish a
branch or branches outside of the city, town or village in which they