854                             LAWS OF MARYLAND                      [CH. 538

3—508. Notice of Dishonor.

(1)  Notice of dishonor may be given to any person who may be
liable on the instrument by or on behalf of the holder or any party
who has himself received notice, or any other party who can be com-
pelled to pay the instrument. In addition an agent or bank in whose
hands the instrument is dishonored may give notice to his principal
or customer or to another agent or bank from which the instrument
was received.

(2)  Any necessary notice must be given by a bank before its
midnight deadline and by any other person before midnight of the
third business day after dishonor or receipt of notice of dishonor.

(3)  Notice may be given in any reasonable manner. It may be
oral or written and in any terms which identify the instrument and
state that it has been dishonored. A misdescription which does not
mislead the party notified does not vitiate the notice. Sending the
instrument bearing a stamp, ticket or writing stating that accept-
ance or payment has been refused or sending a notice of debit with
respect to the instrument is sufficient.

(4) Written notice is given when sent although it is not received.

(5)  Notice to one partner is notice to each although the firm has
been dissolved.

(6)   When any party is in insolvency proceedings instituted after
the issue of the instrument notice may be given either to the party
or to the representative of his estate.

(7)   When any party is dead or incompetent notice may be sent
to his last known address or given to his personal representative.

(8)  Notice operates for the benefit of all parties who have rights
on the instrument against the party notified.

3—509. Protest; Noting for Protest.

(1)  A protest is a certificate of dishonor made under the hand
and seal of a United States consul or vice consul or a notary public
or other person authorized to certify dishonor by the law of the
place where dishonor occurs. It may be made upon information satis-
factory to such person.

(2)   The protest must identify the instrument and certify either
that due presentment has been made or the reason why it is excused
and that the instrument has been dishonored by nonacceptance or
nonpayment.

(3)   The protest may also certify that notice of dishonor has been
given to all parties or to specified parties.

(4) Subject to sub-section (5) any necessary protest is due by
the time that notice of dishonor is due.

(5) If, before protest is due, an instrument has been noted for
protest by the officer to make protest, the protest may be made at
any time thereafter as of the date of the noting.

3—510. Evidence of Dishonor and Notice of Dishonor.

The following are admissible as evidence and create a presumption
of dishonor and of any notice of dishonor therein shown: